SI 2020 Household Finance
Organized by Adair Morse, Johannes Stroebel, and Stephen P. Zeldes
Supported by the Alfred P. Sloan Foundation and the Vanguard Group
July 17-18, 2020
on Zoom.us
Friday, July 17
10:30 am

Fiduciary Duty and the Market for Financial Advice. (slides)

Vivek Bhattacharya, Northwestern University and NBER
Gastón Illanes, Northwestern University and NBER
Manisha Padi, University of California, Berkeley

Discussant:
Shan Ge, New York University
11:15 am

Exploited by Complexity (slides)

Pengjie Gao, University of Notre Dame
Allen Hu, University of British Columbia
Peter Kelly, Claremont McKenna College
Cameron Peng, London School of Economics and Political Science (LSE)
Ning Zhu, Tsinghua University

Discussant:
Claire Celerier, University of Toronto
12:15 pm
Using New Real-Time Data Sources to Understand the Impacts of COVID-19 and Economic Policy" (background paper) (slides)
Raj Chetty, Harvard University and NBER
12:30 pm
Panel Discussion: COVID-19 and Household Finance
Scott Baker, Northwestern University and NBER (background paper) (slides)
Raj Chetty, Harvard University and NBER
Niels Johannesen, University of Copenhagen (background paper) (slides)
Damon Jones, University of Chicago and NBER (background paper) (slides)
Jialan Wang, University of Illinois at Urbana-Champaign (slides)
Johannes Stroebel, New York University and NBER (background paper)
Moderator: Stephen Zeldes, Columbia University and NBER
1:45 pm
Break
2:00 pm

Are High-Interest Loans Predatory? Theory and Evidence from Payday Lending

Hunt Allcott, Stanford University and NBER
Joshua J. Kim, Stanford University
Dmitry Taubinsky, University of California, Berkeley and NBER
Jonathan Zinman, Dartmouth College and NBER

Discussant:
Michaela Pagel, Washington University in St Louis and NBER
2:45 pm

Financial Crisis, Creditor-Debtor Conflict, and Populism (slides)

Győző Gyöngyösi, Utrecht University
Emil Verner, Massachusetts Institute of Technology and NBER

Discussant:
Luigi Zingales, University of Chicago and NBER
3:30 pm
Happy hour
4:00 pm
Adjourn
Saturday, July 18
10:30 am

Social Collateral

Ha Diep-Nguyen, Purdue University

Discussant:
Leonardo Bursztyn, University of Chicago and NBER
11:15 am

RCTs to Scale: Comprehensive Evidence from Two Nudge Units

Stefano DellaVigna, University of California, Berkeley and NBER
Elizabeth Linos, Harvard University

Discussant:
Justine S. Hastings, University of Washington
12:45 pm
Panel Discussion: Discrimination in Consumer Lending
Raimundo Undurraga, Universidad de Chile
Laura Blattner, Stanford University
Paul Goldsmith-Pinkham, Yale University
Jann Spiess, Stanford University
Adair Morse, University of California at Berkeley and NBER
Moderator: Makada Henry-Nickie, Brookings Institution
2:00 pm

Wealth Fluctuations and Risk Preferences: Evidence from U.S. Investor Portfolios

Maarten Meeuwis, Washington University in St Louis

Discussant:
João F. Cocco, London Business School
2:45 pm

Second Chance: Life without Student Debt

Marco Di Maggio, Imperial College Business School
Ankit Kalda, Indiana University
Vincent Yao, Georgia State University

Discussant:
Natalie Cox, Princeton University
3:30 pm
Happy hour (format TBA)
4:00 pm
Adjourn