SI 2021 Household Finance

Adair Morse, Johannes Stroebel, and Stephen P. Zeldes, Organizers

July 22-23, 2021

on Zoom.us

Conference Code of Conduct

Thursday, July 22
10:30 am

Digital Collateral
Discussant: Emily Breza, Harvard University and NBER
11:15 am

Competition and Selection in Credit Markets
Discussant: Claudia Robles Garcia
12:00 noon
Break
12:30 pm
Lightning Session (10-minute presentations, 5-minute general discussion)

Mortgage Prepayment, Race, and Monetary Policy

Using High-Frequency Evaluations to Estimate Discrimination: Evidence from Mortgage Loan Officers

How Much Does Racial Bias Affect Mortgage Lending? Evidence from Human and Algorithmic Credit Decisions

Gig-Labor: Trading Safety Nets for Steering Wheels

Aversion to Student Debt? Evidence from Low-wage Workers
1:45 pm
Break
2:00 pm

Rural Banks Can Reduce Poverty: Evidence from 870 Indian Villages
Discussant: Sean Higgins, Northwestern University
2:45 pm

Misconduct and Reputation under Imperfect Information
Discussant: Mariassunta Giannetti, Stockholm School of Economics
3:30 pm
Happy Hour
4:00 pm
Adjourn
Friday, July 23
The first two papers are joint with Aging
10:30 am

Measuring Valuation of Liquidity with Penalized Withdrawals (slides)
Discussant: Taha Choukhmane, Massachusetts Institute of Technology and NBER
11:15 am

Demographics, Wealth, and Global Imbalances in the Twenty-First Century
Discussant: Christina Patterson, University of Chicago and NBER
12:00 noon
Break
12:30 pm
Panel: Climate Change and Household Finance
Moderator:
Adair Morse, University of California, Berkeley and US Dept of the Treasury
Panelists:
Harrison Hong, Columbia University and NBER
Esteban Rossi-Hansberg, University of Chicago and NBER
Johannes Stroebel, New York University and NBER
1:45 pm
Break
2:00 pm

Government and Private Household Debt Relief during COVID-19
Discussant: Amir Sufi, University of Chicago and NBER
2:45 pm
Lightning Session (10-minute presentations, 5-minute general discussion)

Personal Bankruptcy and the Accumulation of Shadow Debt (slides)

Asset Allocation and Returns in the Portfolios of the Wealthy

Investor Attention, Reference Points and the Disposition Effect

The Effect of Stock Ownership on Individual Spending and Loyalty
3:45 pm
Happy Hour
4:15 pm
Adjourn
presenting authors are in bold