SI 2022 Household Finance

Adair Morse, Christopher Tonetti, and Stephen P. Zeldes, Organizers

July 21-22, 2022

Parkview

Conference Code of Conduct

Thursday, July 21
8:15 am
Coffee and Pastries
9:00 am

Simple Allocation Rules and Optimal Portfolio Choice Over the Lifecycle
Discussant: James J. Choi, Yale University and NBER
9:45 am
Break
10:00 am

Who Benefits from Retirement Saving Incentives in the U.S.? Evidence on Racial Gaps in Retirement Wealth Accumulation (slides)
Discussant: Natasha Sarin, Yale University
10:45 am
Break
11:00 am
Lightning Round Papers

Alleviating Constraints or Targeting the Unsophisticated? The Government-led Household Credit Expansion in Brazil

Access to Citizenship & Migrant Saving Choices

Wealth and Insurance Choices: Evidence from U.S. Households
12:00 pm
Lunch
12:45 pm

The Economics of Lapsation
Discussant: Daniel Gottlieb, London School of Economics and Political Science (LSE)
1:30 pm
Break
1:45 pm
Panel Discussion: Inflation and Household Finance
Carola Binder, Haverford College
Jonathan A. Parker, Massachusetts Institute of Technology and NBER
James M. Poterba, Massachusetts Institute of Technology
Martin Schneider, Stanford University and NBER
2:45 pm
Break
3:00 pm

Financial Returns to Household Inventory Management
Discussant: Pascal J. Noel, University of Chicago and NBER
3:45 pm
Adjourn
Friday, July 22
8:15 am
Coffee and Pastries
9:00 am

Market Power in Credit Markets
Discussant: Greg Buchak, Stanford University and NBER
9:45 am
Break
10:00 am

Equity and Incentives in Household Financing
Discussant: Emily Gallagher, University of Colorado Boulder
10:45 am
Break
11:00 am
Lightning Round Papers

Attention Constraints and Financial Inclusion

Refinancing Cross-subsidies in the Mortgage Market

Price Discrimination and Mortgage Choice (slides)
12:00 pm
Lunch
12:45 pm

The Lifetime Costs of Bad Health
Discussant: Karen Kopecky, Federal Reserve Bank of Cleveland
1:30 pm
Break
1:45 pm

Bank Competition amid Digital Disruption: Implications for Financial Inclusion
Discussant: Daniel Grodzicki, Bank Policy Institute
2:30 pm
Break
2:45 pm

Equilibrium in Two-Sided Markets for Payments: Consumer Awareness and the Welfare Cost of the Interchange Fee (slides)
Discussant: Christine Parlour, University of California, Berkeley
3:30 pm
Adjourn