SI 2022 Household Finance

Adair Morse, Christopher Tonetti, and Stephen P. Zeldes, Organizers

July 21-22, 2022

Parkview

Conference Code of Conduct

Thursday, July 21
8:15 am
Coffee and Pastries
9:00 am
Victor Duarte, University of Illinois at Urbana-Champaign
Julia Fonseca, University of Illinois at Urbana-Champaign
Aaron S. Goodman, Vanguard
Jonathan A. Parker, Massachusetts Institute of Technology and NBER

Simple Allocation Rules and Optimal Portfolio Choice Over the Lifecycle
Discussant: James J. Choi, Yale University and NBER
9:45 am
Break
10:00 am
Taha Choukhmane, Massachusetts Institute of Technology and NBER
Jorge Colmenares, Harvard University
Cormac O'Dea, Yale University and NBER
Jonathan L. Rothbaum, U.S. Census Bureau
Lawrence Schmidt, Massachusetts Institute of Technology

Who Benefits from Retirement Saving Incentives in the U.S.? Evidence on Racial Gaps in Retirement Wealth Accumulation (slides)
Discussant: Natasha Sarin, Yale University
10:45 am
Break
11:00 am
Lightning Round Papers
Gabriel Garber, Central Bank of Brazil
Atif R. Mian, Princeton University and NBER
Jacopo Ponticelli, Northwestern University and NBER
Amir Sufi, University of Chicago and NBER

Alleviating Constraints or Targeting the Unsophisticated? The Government-led Household Credit Expansion in Brazil
Hannah Zillessen, University of Oxford

Access to Citizenship & Migrant Saving Choices
Camelia M. Kuhnen, University of North Carolina at Chapel Hill and NBER
Michael J. Gropper, University of North Carolina

Wealth and Insurance Choices: Evidence from U.S. Households
12:00 pm
Lunch
12:45 pm
Ralph S. J. Koijen, University of Chicago and NBER
Hae Kang Lee, University of South Carolina
Stijn Van Nieuwerburgh, Columbia University and NBER

The Economics of Lapsation
Discussant: Daniel Gottlieb, London School of Economics
1:30 pm
Break
1:45 pm
Panel Discussion: Inflation and Household Finance
Carola Binder, Haverford College
Jonathan A. Parker, Massachusetts Institute of Technology and NBER
James M. Poterba, Massachusetts Institute of Technology
Martin Schneider, Stanford University and NBER
2:45 pm
Break
3:00 pm
Scott R. Baker, Northwestern University and NBER
Stephanie G. Johnson, Rice University
Lorenz Kueng, Swiss Finance Institute

Financial Returns to Household Inventory Management
Discussant: Pascal J. Noel, University of Chicago and NBER
3:45 pm
Adjourn
Friday, July 22
8:15 am
Coffee and Pastries
9:00 am
Manolis Galenianos, Royal Holloway, University of London
Tzuo Hann Law, University of Pennsylvania
Jaromir Nosal, Boston College

Market Power in Credit Markets
Discussant: Greg Buchak, Stanford University
9:45 am
Break
10:00 am
Daniel Herbst, University of Arizona
Miguel Palacios, University of Calgary
Constantine Yannelis, University of Cambridge and NBER

Equity and Incentives in Household Financing
Discussant: Emily Gallagher, University of Colorado at Boulder
10:45 am
Break
11:00 am
Lightning Round Papers
Bo Huang, Renmin University of China
Jiacui Li, University of Utah
Tse-Chun Lin, University of Hong Kong
Mingzhu Tai, University of Hong Kong
Yiyuan Zhou, University of Hong Kong

Attention Constraints and Financial Inclusion
Jack W. Fisher, University of Virginia
Alessandro Gavazza, London School of Economics
Lu Liu, University of Pennsylvania
Tarun Ramadorai, Imperial College London
Jagdish Tripathy, Bank of England

Refinancing Cross-subsidies in the Mortgage Market
Jamie Coen, Imperial College London
Anil K Kashyap, University of Chicago and NBER
May Rostom, Bank of England

Price Discrimination and Mortgage Choice (slides)
12:00 pm
Lunch
12:45 pm
Mariacristina De Nardi, University of Minnesota and NBER
Svetlana Pashchenko, University of Georgia
Ponpoje Porapakkarm, National Graduate Institute for Policy Studies (Tokyo)

The Lifetime Costs of Bad Health
Discussant: Karen Kopecky, Federal Reserve Bank of Cleveland
1:30 pm
Break
1:45 pm
Jinyuan Zhang, University of California, Los Angeles
Erica Xuewei Jiang, University of Southern California
Gloria Yang Yu, Singapore Management University

Bank Competition amid Digital Disruption: Implications for Financial Inclusion
Discussant: Daniel Grodzicki, Pennsylvania State University
2:30 pm
Break
2:45 pm
Kim Huynh, Bank of Canada
Gradon Nicholls, Bank of Canada
Alex Shcherbakov, Bank of Canada

Equilibrium in Two-Sided Markets for Payments: Consumer Awareness and the Welfare Cost of the Interchange Fee (slides)
Discussant: Christine Parlour, University of California at Berkeley
3:30 pm
Adjourn