SI 2017 Household Finance

Brigitte C. Madrian and Stephen P. Zeldes, Organizers

July 21-22, 2017

Royal Sonesta Hotel

Conference Code of Conduct

Friday, July 21
8:30 am
Coffee and pastries
9:00 am
Amiyatosh Purnanandam, University of Michigan
Taylor Begley, University of Kentucky

Color and Credit: Race, Regulation, and the Quality of Financial Services
Discussant: Kenneth Brevoort, Federal Reserve Board
10:00 am
Break
10:30 am
Bronson Argyle, Brigham Young University
Taylor D. Nadauld, Brigham Young University
Christopher Palmer, Massachusetts Institute of Technology and NBER

Real Effects of Search Frictions in Consumer Credit Markets
Discussant: Johannes Stroebel, New York University and NBER
11:30 am
Sumit Agarwal, National University of Singapore
Changcheng Song, University of Florida
Vincent Yao, Georgia State University

Banking Competition and Shrouded Attributes: Evidence from the US Mortgage Market
Discussant: Sergei Koulayev, Consumer Financial Protection Bureau
12:30 pm
Lunch
1:30 pm
Francesco D’Acunto, Georgetown University
Alberto G. Rossi, Georgetown University

Regressive Mortgage Credit Redistribution in the Post-crisis Era
Discussant: Christopher J. Mayer, Columbia University and NBER
2:30 pm
Gene Amromin, Federal Reserve Bank of Chicago
Janice C. Eberly, Northwestern University and NBER
John A. Mondragon, Federal Reserve Bank of San Francisco

The Housing Crisis and the Rise in Student Loans
Discussant: Natalie Cox, Princeton University
3:30 pm
Break
4:00 pm
John Beshears, Harvard University and NBER
James J. Choi, Yale University and NBER
David Laibson, Harvard University and NBER
Brigitte C. Madrian, Brigham Young University and NBER
Bill Skimmyhorn, College of William and Mary

Borrowing to Save?
Discussant: John N. Friedman, Brown University and NBER
5:00 pm
Adjourn
6:00 pm
Group dinner, Bambara (across the street from the Sonesta)
Saturday, July 22
8:00 am
Coffee and pastries
8:30 am
Kenneth Brevoort, Federal Reserve Board
Daniel Grodzicki, Pennsylvania State University
Martin B. Hackmann, University of California, Los Angeles and NBER

Medicaid and Financial Health
Discussant: Adrien Matray, Princeton University and NBER
9:30 am
John Gathergood, University of Nottingham
Neale Mahoney, Stanford University and NBER
Neil Stewart, University of Warwick
Joerg Weber, University Of Exeter

How Do Individuals Repay Their Debt? The Balance-Matching Heuristic
Discussant: Benjamin J. Keys, University of Pennsylvania and NBER
10:30 am
Break
11:00 am
Pierre Bachas, The World Bank
Paul Gertler, University of California, Berkeley and NBER
Sean Higgins, Northwestern University
Enrique Seira, Michigan State University

Banking on Trust: How Debit Cards Enable the Poor to Save More
Discussant: Shawn Cole, Harvard University and NBER
12:00 noon
Lunch
1:00 pm
Peter Ganong, University of Chicago and NBER
Pascal Noel, University of Chicago and NBER

The Effect of Debt on Default and Consumption: Evidence from Housing Policy in the Great Recession
Discussant: Therese C. Scharlemann, Federal Reserve Board
2:00 pm
Brian Baugh, University of Nebraska-Lincoln
Jesse Leary, Amazon
Jialan Wang, University of Illinois Urbana-Champaign and NBER

When Is It Hard to Make Ends Meet?
Discussant: Justine S. Hastings, University of Washington
3:00 pm
Adjourn