
	Friday, December 10
10:00 am	Welcome and introductions
10:05 am	Paper Session I: Household Decision Making (Format: 10 minutes per paper followed by a 35 minute discussion)
	Fertility and Savings: The Effect of China’s Two-Child Policy on Household Savings Scott R. Baker, Northwestern University and NBER Efraim Benmelech, Northwestern University and NBER Zhishu Yang, Tsinghua University Jacky Zhang, Durham University
	Friends and Family Money: P2P Transfers and Financially Fragile Consumers Tetyana Balyuk, Emory University Emily Williams, Harvard University
	What Triggers Mortgage Default? New Evidence from Linked Administrative and Survey Data David C. Low, Consumer Financial Protection Bureau
	Efficiency in Household Decision Making: Evidence from the Retirement Savings of US Couples Taha Choukhmane, Massachusetts Institute of Technology and NBER Lucas Goodman, Department of the Treasury Cormac O'Dea, Yale University and NBER
	Moderator: Jialan Wang, University of Illinois at Urbana-Champaign and NBER
11:20 am	Break
11:30 am	Panel Session I: Innovative Uses of Credit Bureau Data
	Brian Bucks, Consumer Financial Protection Bureau Sarah Miller, University of Michigan Scott Nelson University of Chicago (slides) Wilbert van der Klaauw, Federal Reserve Bank of New York Jialan Wang (Moderator), University of Illinois at Urbana-Champaign and NBER
12:30 pm	Lunch / breakout sessions on Wonder
1:00 pm	Paper Session II: Racial and Geographic Inequality (Format: 10 minutes per paper followed by a 35 minute discussion)
	Financial Inclusion Across the United States Motohiro Yogo, Princeton University and NBER Andrew Whitten, Department of the Treasury Natalie Cox, Princeton University
	Household Financial Decision-Making after Natural Disasters: Evidence from Hurricane Harvey Alejandro del Valle, Georgia State University Therese C. Scharlemann, Federal Reserve Board Stephen H. Shore, Georgia State University
	Racial Disparities in Housing Returns Amir Kermani, University of California, Berkeley and NBER Francis Wong, Ludwig Maximilian University of Munich
	Racial Disparities in Access to Small Business Credit: Evidence from the Paycheck Protection Program Sabrina T. Howell, New York University and NBER Theresa Kuchler, New York University and NBER David Snitkof, Ocrolus Johannes Stroebel, New York University and NBER Jun Wong, University of Chicago
	Moderator: Joseph Vavra, University of Chicago and NBER
2:15 pm	Break
2:25 pm	Panel Session II: Conducting Research with Proprietary Industry Data
	Anna Dreber, Stockholm School of Economics (slides) Ross Epstein, VP of New Projects, SafeGraph Christopher Trepel, Operating Partner, Fenway Summer Ventures (slides) Joseph Vavra, University of Chicago and NBER Lars Vilhuber, Cornell University and Data Editor, American Economic Association (slides) Stephen Zeldes (Moderator), Columbia University and NBER
3:25 pm	Wrap up
3:30 pm	Happy hour - breakout sessions on Wonder
4:00 pm	Adjourn

Participants

Sumit Agarwal, National University of Singapore
Stefania Albanesi, University of Miami and NBER
Hunt Allcott, Stanford University and NBER
Santosh Anagol, University of Pennsylvania
Francis Annan, University of California, Berkeley and NBER
Bronson Argyle, Brigham Young University
Deniz Aydin, Washington University in St. Louis
Scott R. Baker, Northwestern University and NBER
Cynthia Balloch, London School of Economics
Tetyana Balyuk, Emory University
Nicholas C. Barberis, Yale University and NBER
Giorgia Barboni, Warwick University
Brian Baugh, University of Nebraska-Lincoln
Taylor Begley, University of Kentucky
Daniel Ben-David, Intuit
Efraim Benmelech, Northwestern University and NBER
Neil Bhutta, Federal Reserve Board
Nathan E. Blascak, Federal Reserve Bank of Philadelphia
Vicki Bogan, Duke University and NBER
Marieke Bos, Stockholm School of Economics
Jason Brown, Consumer Financial Protection Bureau
Meta Brown, Ohio State University
Brian K. Bucks, Consumer Financial Protection Bureau
Claire Celerier, University of Toronto
Sudheer Chava, Georgia Tech
Souphala Chomsisengphet, Office of the Comptroller of the Currency
Taha Choukhmane, Massachusetts Institute of Technology and NBER
João F. Cocco, London Business School
Anthony A. DeFusco, University of Wisconsin-Madison and NBER
Ha Diep-Nguyen, Purdue University
Jane Dokko, Federal Reserve Bank of Chicago
Anna Dreber Almenberg, Stockholm School of Economics
Karen Dynan, Harvard University
Francesco D’Acunto, Georgetown University
Janice C. Eberly, Northwestern University and NBER
Mark L. Egan, Harvard University and NBER
Ross Epstein, SafeGraph
Keith Marzilli Ericson, Boston University and NBER
Itzik Fadlon, University of California, San Diego and NBER
Laura Feiveson, U. S. Department of Treasury
Julia Fonseca, University of Illinois at Urbana-Champaign
Christopher Foote, Federal Reserve Bank of Boston
Andreas Fuster, EPFL and Swiss Finance Institute
Peter Ganong, University of Chicago and NBER
Pengjie Gao, University of Notre Dame
John Gathergood, University of Nottingham
Shan Ge, New York University
Dimitris Georgarakos, European Central Bank
Marco Giacoletti, University of Southern California
Talia Gillis, Columbia University
Xavier Giné, The World Bank
Paul Goldsmith-Pinkham, Yale University and NBER
Francisco Gomes, London Business School
Lucas Goodman, Department of the Treasury
Daniel Gottlieb, London School of Economics
Fiona E. Greig, Vanguard
Daniel Grodzicki, Pennsylvania State University
Luigi Guiso, Einaudi Institute for Economics and Finance
Michael Haliassos, Goethe University Frankfurt
Makada Henry-Nickie, JPMC Institute
Daniel Herbst, University of Arizona
Andrew Hertzberg, Federal Reserve Bank of Philadelphia
Sean Higgins, Northwestern University
Sabrina T. Howell, New York University and NBER
Joanne Hsu, University of Michigan
Allen Hu, Yale University
Xing Huang, Washington University in St. Louis
Robert Hunt, Federal Reserve Bank of Philadelphia
Abigail Hurwitz, Hebrew University
Benjamin Iverson, Brigham Young University
Erica Xuewei Jiang, University of Southern California
Ankit Kalda, Indiana University
Martin Kanz, The World Bank
Benjamin Kay, Federal Reserve Board
Peter Kelly, University of Notre Dame
Amir Kermani, University of California, Berkeley and NBER
Benjamin J. Keys, University of Pennsylvania and NBER
Leora F. Klapper, The World Bank
Raymond Kluender, Harvard University

Theresa Kuchler, New York University and NBER
Sheisha Kulkarni, University of Virginia
Donghoon Lee, Federal Reserve Bank of New York
Yaron Levi, University of Southern California
Geng Li, Federal Reserve Board
Wenli Li, Federal Reserve Bank of Philadelphia
Lee Lockwood, University of Virginia and NBER
David C. Low, Consumer Financial Protection Bureau
Neale Mahoney, Stanford University and NBER
Ulrike Malmendier, University of California, Berkeley and NBER
Christopher J. Mayer, Columbia University and NBER
Erik J. Mayer, University of Wisconsin-Madison
Robert L. McDonald, Northwestern University and NBER
Paolina C. Medina, University of Houston
Maarten Meeuwis, Washington University in St. Louis
Brian T. Melzer, Dartmouth College
Steffen Meyer, Aarhus University
Alexander Michaelides, Imperial College London
Sarah Miller, University of Michigan and NBER
Vrinda Mittal, University of North Carolina Chapel Hill
Taylor D. Nadauld, Brigham Young University
Eva Nagypal, Consumer Financial Protection Bureau
Scott T. Nelson, University of Chicago
Jordan Nickerson, University of Washington
Pascal J. Noel, University of Chicago and NBER
Jaromir Nosal, Boston College
Cormac O'Dea, Yale University and NBER
Manisha Padi, University of California at Berkeley
Michaela Pagel, Washington University in St. Louis and NBER
Christopher Palmer, Massachusetts Institute of Technology and NBER
Jonathan A. Parker, Massachusetts Institute of Technology and NBER
Cameron Peng, London School of Economics
Tommaso Porzio, Columbia University and NBER
James M. Poterba, Massachusetts Institute of Technology
Alessandro Previtero, Indiana University and NBER
Tarun Ramadorai, Imperial College London
Enrichetta Ravina, Federal Reserve Bank of Chicago
Alberto G. Rossi, Georgetown University
John Sabelhaus, Brookings Institution
Therese C. Scharlemann, Federal Reserve Board
Lawrence D.W. Schmidt, Massachusetts Institute of Technology
Scott Schuh, West Virginia University
Amit Seru, Stanford University and NBER
Felipe Severino, Dartmouth College
Paige M. Skiba, Vanderbilt University
William L. Skimmyhorn, College of William and Mary
Paolo Sodini, Stockholm School of Economics
Changcheng Song, University of Florida
David Sovich, University of Kentucky
Joanna Stavins, Federal Reserve Bank of Boston
Johannes Stroebel, New York University and NBER
Yang Sun, Brandeis University
László Sándor, Consumer Financial Protection Bureau
Jeremy Tobacman, University of Delaware
Christopher Tonetti, Stanford University and NBER
Christopher Trepel, Fenway Summer Ventures
Raimundo Undurraga, Universidad de Chile
Joseph S. Vavra, University of Chicago and NBER
Nathanaël Vellekoop, University of Toronto
Emil Verner, Massachusetts Institute of Technology and NBER
Luis M. Viceira, Harvard University and NBER
Lars Vilhuber, Cornell University
Jialan Wang, University of Illinois Urbana-Champaign and NBER
Evan White, University of California at Berkeley
Andrew Whitten, Department of the Treasury
Emily Williams, Harvard University
Francis Wong, Ludwig Maximilian University of Munich
Zhishu Yang, Tsinghua University
Constantine Yannelis, University of Chicago and NBER
Vincent Yao, Georgia State University
Motohiro Yogo, Princeton University and NBER
Edison G. Yu, Federal Reserve Bank of Philadelphia
Stephen P. Zeldes, Columbia University and NBER
Anthony Lee Zhang, University of Chicago
Christina Yiwei Zhang, University of Wisconsin-Madison
Jacky Zhang, Durham University
Bilal Zia, Duolingo
Alejandro del Valle, Georgia State University
Wilbert H. van der Klaauw, Federal Reserve Bank of New York