Friday, December 10
10:00 am
Welcome and introductions
10:05 am
Paper Session I: Household Decision Making
(Format: 10 minutes per paper followed by a 35 minute discussion)

Fertility and Savings: The Effect of China’s Two-Child Policy on Household Savings

Scott R. Baker, Northwestern University and NBER
Efraim Benmelech, Northwestern University and NBER
Zhishu Yang, Tsinghua University
Jacky Zhang, Durham University

Friends and Family Money: P2P Transfers and Financially Fragile Consumers

Tetyana Balyuk, Emory University
Emily Williams, Harvard University

What Triggers Mortgage Default? New Evidence from Linked Administrative and Survey Data

David C. Low, Consumer Financial Protection Bureau

Efficiency in Household Decision Making: Evidence from the Retirement Savings of US Couples

Taha Choukhmane, Massachusetts Institute of Technology and NBER
Lucas Goodman, Department of the Treasury
Cormac O'Dea, Yale University and NBER
Moderator: Jialan Wang, University of Illinois at Urbana-Champaign and NBER
11:20 am
Break
11:30 am
Panel Session I: Innovative Uses of Credit Bureau Data
Brian Bucks, Consumer Financial Protection Bureau
Sarah Miller, University of Michigan
Scott Nelson University of Chicago (slides)
Wilbert van der Klaauw, Federal Reserve Bank of New York
Jialan Wang (Moderator), University of Illinois at Urbana-Champaign and NBER
12:30 pm
Lunch / breakout sessions on Wonder
1:00 pm
Paper Session II: Racial and Geographic Inequality
(Format: 10 minutes per paper followed by a 35 minute discussion)

Financial Inclusion Across the United States

Motohiro Yogo, Princeton University and NBER
Andrew Whitten, Department of the Treasury
Natalie Cox, Princeton University

Household Financial Decision-Making after Natural Disasters: Evidence from Hurricane Harvey

Alejandro del Valle, Georgia State University
Therese C. Scharlemann, Federal Reserve Board of Governors
Stephen H. Shore, Georgia State University

Racial Disparities in Housing Returns

Amir Kermani, University of California, Berkeley and NBER
Francis Wong, Ludwig Maximilian University of Munich

Racial Disparities in Access to Small Business Credit: Evidence from the Paycheck Protection Program

Sabrina T. Howell, New York University and NBER
Theresa Kuchler, New York University and NBER
David Snitkof, Ocrolus
Johannes Stroebel, New York University and NBER
Jun Wong, University of Chicago
Moderator: Joseph Vavra, University of Chicago and NBER
2:15 pm
Break
2:25 pm
Panel Session II: Conducting Research with Proprietary Industry Data
Anna Dreber, Stockholm School of Economics (slides)
Ross Epstein, VP of New Projects, SafeGraph
Christopher Trepel, Operating Partner, Fenway Summer Ventures (slides)
Joseph Vavra, University of Chicago and NBER
Lars Vilhuber, Cornell University and Data Editor, American Economic Association (slides)
Stephen Zeldes (Moderator), Columbia University and NBER
3:25 pm
Wrap up
3:30 pm
Happy hour - breakout sessions on Wonder
4:00 pm
Adjourn