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NATIONAL BUREAU OF ECONOMIC RESEARCH, INC.
Household Finance: Research Findings and Implications for Policy
Brigitte Madrian and Stephen Zeldes:  Organizers
November 21, 2014
National Press Club
529 14th Street, NW
Washington, DC
PRELIMINARY PROGRAM
8:00 am	Continental Breakfast
8:30 am	Stefania Albanesi, Federal Reserve Bank of New York Jaromir Nosal, Columbia University Insolvency After the 2005 Bankruptcy Reform
	Discussant: Neale Mahoney, University of Chicago and NBER
9:30 am	Break
10:00 am	Justine S. Hastings, Brown University and NBER Christopher A. Neilson, Yale University Seth D. Zimmerman, Princeton University Student Loans, College Choice and Information on the Returns to Higher Education
	Discussant: Gene Amromin, Federal Reserve Bank of Chicago
11:00 am	Shawn Cole, Harvard University and NBER Ben Iverson, Northwestern University Peter Tufano, University of Oxford and NBER Can Gambling Increase Savings? Empirical Evidence on Prize-linked Savings Accounts
	Discussant: Melissa Kearney, University of Maryland and NBER
12:00 n	Lunch Lunch Speaker - David Silberman, Consumer Financial Protection Bureau
1:15 pm	Joanne Hsu, Federal Reserve Board David A. Matsa, Northwestern University and NBER Brian T. Melzer, Northwestern University Positive Externalities of Social Insurance: Unemployment Insurance and Consumer Credit
	Discussant: Wendy Edelberg, Congressional Budget Office
2:15 pm	Benjamin Keys, University of Chicago Tomasz Piskorski, Columbia University Amit Seru, University of Chicago and NBER Vincent Yao, Fannie Mae Mortgage Rates, Household Balance Sheets, and Real Economy
	Discussant: Rodney Ramcharan, Federal Reserve Board of Governors
3:15 pm	Break
3:30 pm	Bilal Zia, The World Bank Miriam Bruhn, The World Bank The Impact of High School Financial Education: Evidence from a Large-Scale Evaulation in Brazil
	Discussant: Meta Brown, Federal Reserve Bank of New York
4:30 pm	Adjourn