SI 2024 Household Finance

Paul Goldsmith-Pinkham, Adair Morse, and Stephen P. Zeldes, Organizers

July 18-19, 2024

Parkview

Single-paper sessions with discussants: authors (20 minutes), discussant (10 minutes), general discussion (15 minutes) Lightning round session: authors (12 minutes per paper), general discussion (8 minutes per paper) Panel session: authors (15 minutes per paper), moderator (8 min), general discussion (22 minutes overall)

Conference Code of Conduct

Thursday, July 18
8:30 am
Coffee and Pastries
8:55 am
Introduction
9:00 am
John Eric Humphries, Yale University and NBER
Scott T. Nelson, University of Chicago
Dam Linh Nguyen, New York University
Winnie van Dijk, Yale University and NBER
Daniel C. Waldinger, New York University and NBER

Non-Payment and Eviction in the Rental Housing Market
Discussant: Brian J. Asquith, W.E. Upjohn Institute for Employment Research
9:45 am
Boaz Abramson, Columbia University
Stijn Van Nieuwerburgh, Columbia University and NBER

Rent Guarantee Insurance
Discussant: Timothy McQuade, University of California, Berkeley and NBER
10:30 am
Break
10:45 am
Marianne Andries, University of Southern California
Maxime Bonelli, London Business School
David Sraer, University of California, Berkeley and NBER

Financial Advisors and Investors’ Bias
Discussant: Mark L. Egan, Harvard University and NBER
11:30 am
Break
11:45 am
Xavier Gabaix, Harvard University and NBER
Ralph S. J. Koijen, University of Chicago and NBER
Federico Mainardi, University of Chicago
Sangmin Oh, Columbia Business School
Motohiro Yogo, Princeton University and NBER

Asset Demand of U.S. Households
Discussant: William F. Diamond, University of Pennsylvania
12:30 pm
Lunch
1:30 pm
Auto Loan Panel

Moderator: Paul Goldsmith-Pinkham, Yale University and NBER
1:30 pm
Elizabeth Klee, Federal Reserve Board of Governors
Adair Morse, University of California, Berkeley and NBER
Chaehee Shin, Federal Reserve Board of Governors

Auto Finance in the Electric Vehicle Transition
2:00 pm
Jan Bena, University of British Columbia
Bo Bian, University of British Columbia
Huan Tang, University of Pennsylvania

Financing the Global Shift to Electric Mobility
2:30 pm
Break
2:45 pm
Ankit Kalda, Indiana University
David Sovich, University of Kentucky

The Costs of Financial Fraud Victimization
Discussant: Claire Celerier, University of Toronto
3:30 pm
Break
3:45 pm
John Griffin, University of Texas at Austin
Samuel Kruger, University of Texas at Austin
Prateek Mahajan, University of Texas at Austin

Did Pandemic Relief Fraud Inflate House Prices?
Discussant: Andra C. Ghent, University of Utah
4:30 pm
Adjourn
5:30 pm
Wine and Hors d'oeuvres Reception
Royal Sonesta Hotel, Skyline Room DE
Friday, July 19
8:00 am
Coffee and Pastries
8:45 am
Peter Maxted, University of California, Berkeley

Present Bias Unconstrained: Consumption, Welfare, and the Present-Bias Dilemma
Discussant: Lawrence J. Jin, Cornell University and NBER
9:30 am
Break
9:45 am
Erik Berwart, CMF
Sean Higgins, Northwestern University
Sheisha Kulkarni, University of Virginia
Santiago Truffa, Universidad de Los Andes

Searching with Inaccurate Priors in Consumer Credit Markets
Discussant: John R. Grigsby, Princeton University and NBER
10:30 am
Break
10:45 am
Győző Gyöngyösi, Utrecht University
Emil Verner, Massachusetts Institute of Technology and NBER

Household Debt Relief and the Debt Laffer Curve
Discussant: Pascal J. Noel, University of Chicago and NBER
11:30 am
Break
11:45 am
Nitzan Tzur-Ilan, Federal Reserve Bank of Dallas
Stuart Gabriel, University of California at Los Angeles
Xudong An, Federal Reserve Bank of Philadelphia

Extreme Wildfires, Distant Air Pollution, and Household Financial Health
Discussant: Shan Ge, New York University
12:30 pm
Lunch
1:30 pm
Parkview
Lightning Session
1:30 pm
Eirik E. Brandsaas, Federal Reserve Board of Governors
Jens S. Kvaerner, Tilburg University

Partial Homeownership: A Quantitative Analysis
1:50 pm
Isil Erel, The Ohio State University and NBER
Jack Liebersohn, University of California Irvine
Constantine Yannelis, University of Cambridge and NBER
Samuel Earnest, Massachusetts Institute of Technology

Monetary Policy Transmission Through Online Banks
2:10 pm
Jialan Wang, University of Illinois Urbana-Champaign and NBER

To Pay or Autopay? Fintech Innovation and Credit Card Payments (slides)
2:30 pm
Break
2:45 pm
Neha Bairoliya, University of Southern California
Kathleen McKiernan, Vanderbilt University

Revisiting Retirement and Social Security Claiming Decisions
Discussant: Christopher Tonetti, Stanford University and NBER
3:30 pm
Adjourn