SI 2023 Household Finance

Adair Morse, Constantine Yannelis, and Stephen P. Zeldes, Organizers

July 20-21, 2023

Parkview Room

Royal Sonesta Hotel, 40 Edwin H. Land Blvd., Cambridge, MA and zoom.us

Conference Code of Conduct

Thursday, July 20
8:30 am
Coffee and Pastries
9:00 am
Bronson Argyle, Brigham Young University
Sasha Indarte, University of Pennsylvania
Benjamin Iverson, Brigham Young University
Christopher Palmer, Massachusetts Institute of Technology and NBER

Explaining Racial Disparities in Personal Bankruptcy Outcomes
Discussant: Brittany A. Lewis, Washington University - St. Louis
9:45 am
Break
10:00 am
Sheng-Jun Xu, University of Alberta
Pablo G. Slutzky, University of Maryland

From Bail Bonds to Foreclosures: The Financial Consequences of Pretrial Detention
Discussant: Arpit Gupta, New York University
10:45 am
Break
11:00 am
Lightning Round
Andres V. Shahidinejad, Northeastern University

Are (Nonprofit) Banks Special? The Economic Effects of Banking With Credit Unions
Darren Aiello, Brigham Young University
Scott R. Baker, Northwestern University and NBER
Tetyana Balyuk, Emory University
Marco Di Maggio, Imperial College Business School
Mark J. Johnson, Brigham Young University
Jason D. Kotter, Brigham Young University

The Effects of Cryptocurrency Wealth on Household Consumption and Investment
Matteo Benetton, University of California, Berkeley
Giovanni Compiani, University of Chicago
Adair Morse, University of California, Berkeley and NBER

When Cryptomining Comes to Town
12:00 pm
Lunch
1:00 pm
Kathrin Schlafmann, Copenhagen Business School
Ofer Setty, Tel Aviv University
Roine Vestman, Stockholm University

Designing Pension Plans According to Consumption-Savings Theory
Discussant: Indira Puri, New York University
1:45 pm
Break
2:00 pm
Panel: Improving Financial Services for Underserved Households
Kenneth Brevoort, Federal Reserve Board
Xavier Giné, The World Bank
Natasha Sarin, Yale University
Mario L. Small, Columbia University
3:00 pm
Break
3:15 pm
Bo Bian, University of British Columbia
Michaela Pagel, Washington University in St Louis and NBER
Huan Tang, University of Pennsylvania

Consumer Surveillance and Financial Fraud
Discussant: Samuel Kruger, University of Texas at Austin
4:00 pm
Adjourn
6:00 pm
Household Finance Wine and Hors d'oeuvres Reception
Royal Sonesta Hotel (Longfellow AB)
Friday, July 21
8:15 am
Coffee and Pastries
8:45 am
Francisco Gomes, London Business School
Cameron Peng, London School of Economics
Oksana Smirnova, London Business School
Ning Zhu, Brunswick Group

Reaching for Yield: Evidence from Households
Discussant: Alexandru Barbu, INSEAD
9:30 am
Break
9:45 am
Julia Fonseca, University of Illinois at Urbana-Champaign
Lu Liu, University of Pennsylvania

Mortgage Lock-In, Mobility, and Labor Reallocation
Discussant: Timothy McQuade, University of California, Berkeley and NBER
10:30 am
Break
10:45 am
Andreas Fagereng, BI Norwegian Business School
Luigi Guiso, Einaudi Institute for Economics and Finance
Marius A. K. Ring, University of Texas at Austin
Luigi Pistaferri, Stanford University and NBER

Insuring Labor Income Shocks: The Role of the Dynasty
Discussant: Sylvain Catherine, University of Pennsylvania
11:30 am
Break
11:45 am
David A. Matsa, Northwestern University and NBER
Brian T. Melzer, Dartmouth College
Michal Zator, University of Notre Dame

Dual Credit Markets: Income Risk, Household Debt, and Consumption
Discussant: Janet Gao, Georgetown University
12:30 pm
Lunch
1:15 pm
Lightning Round
Natee Amornsiripanitch, Federal Reserve Bank of Philadelphia

The Age Gap in Mortgage Access
Christopher Tonetti, Stanford University and NBER
Joseph S. Briggs, Goldman Sachs
Ciaran Rogers, HEC Paris

Risky Insurance: Life-cycle Insurance Portfolio Choice with Incomplete Markets
Pierre-Carl Michaud, HEC Montreal and NBER
Pascal St. Amour, HEC University of Lausanne

Longevity, Health and Housing Risks Management in Retirement
2:15 pm
Break
2:30 pm
Sreeraahul Kancherla, Department of the Treasury
Alisa Tazhitdinova, University of California, Santa Barbara and NBER

Understanding Capital Gains Responses to Taxes Using Transaction-Level Data
Discussant: Daniel G. Garrett, University of Pennsylvania
3:15 pm
Adjourn