SI 2023 Household Finance

Adair Morse, Constantine Yannelis, and Stephen P. Zeldes, Organizers

July 20-21, 2023

Parkview Room

Royal Sonesta Hotel, 40 Edwin H. Land Blvd., Cambridge, MA and zoom.us

Conference Code of Conduct

Thursday, July 20
8:30 am
Coffee and Pastries
9:00 am

Explaining Racial Disparities in Personal Bankruptcy Outcomes
Discussant: Brittany A. Lewis, Washington University in St. Louis
9:45 am
Break
10:00 am

From Bail Bonds to Foreclosures: The Financial Consequences of Pretrial Detention
Discussant: Arpit Gupta, New York University
10:45 am
Break
11:00 am
Lightning Round

Are (Nonprofit) Banks Special? The Economic Effects of Banking With Credit Unions

The Effects of Cryptocurrency Wealth on Household Consumption and Investment

When Cryptomining Comes to Town
12:00 pm
Lunch
1:00 pm

Designing Pension Plans According to Consumption-Savings Theory
Discussant: Indira Puri, New York University
1:45 pm
Break
2:00 pm
Panel: Improving Financial Services for Underserved Households
Kenneth Brevoort, Federal Reserve Board
Xavier Giné, The World Bank
Natasha Sarin, Yale University
Mario L. Small, Columbia University
3:00 pm
Break
3:15 pm

Consumer Surveillance and Financial Fraud
Discussant: Samuel Kruger, University of Texas at Austin
4:00 pm
Adjourn
6:00 pm
Household Finance Wine and Hors d'oeuvres Reception
Royal Sonesta Hotel (Longfellow AB)
Friday, July 21
8:15 am
Coffee and Pastries
8:45 am

Reaching for Yield: Evidence from Households
Discussant: Alexandru Barbu, INSEAD
9:30 am
Break
9:45 am

Mortgage Lock-In, Mobility, and Labor Reallocation
Discussant: Timothy McQuade, University of California, Berkeley and NBER
10:30 am
Break
10:45 am

Insuring Labor Income Shocks: The Role of the Dynasty
Discussant: Sylvain Catherine, University of Pennsylvania
11:30 am
Break
11:45 am

Dual Credit Markets: Income Risk, Household Debt, and Consumption
Discussant: Janet Gao, Georgetown University
12:30 pm
Lunch
1:15 pm
Lightning Round

The Age Gap in Mortgage Access

Risky Insurance: Life-cycle Insurance Portfolio Choice with Incomplete Markets

Longevity, Health and Housing Risks Management in Retirement
2:15 pm
Break
2:30 pm

Understanding Capital Gains Responses to Taxes Using Transaction-Level Data
Discussant: Daniel G. Garrett, University of Pennsylvania
3:15 pm
Adjourn