SI 2018 Household Finance

Brigitte C. Madrian and Stephen P. Zeldes, Organizers

July 20-21, 2018

Royal Sonesta Hotel, 40 Edwin H. Land Blvd., Cambridge, MA

Conference Code of Conduct

Friday, July 20
8:30 am
Coffee and Pastries
9:00 am
Andreas Fuster, EPFL and Swiss Finance Institute
Paul Goldsmith-Pinkham, Yale University and NBER
Tarun Ramadorai, Imperial College London
Ansgar Walther, Imperial College London

Predictably Unequal? The Effects of Machine Learning on Credit Markets
Discussant: Jann Spiess, Stanford University
10:00 am
Break
10:30 am
Scott T. Nelson, University of Chicago

Private Information and Price Regulation in the US Credit Card Market
Discussant: Johannes Stroebel, New York University and NBER
11:30 am
Cindy Soo, University of Michigan
Sarah Miller, University of Michigan and NBER

Do Neighborhoods Affect Credit Market Decisions of Low-Income Borrowers? Evidence from the Moving to Opportunity Experiment
Discussant: Joanne Hsu, University of Michigan
12:30 pm
Lunch
1:30 pm
Giorgia Barboni, Warwick University
Parul Agarwal, IFMR-LEAD

Knowing What’s Good for You: Can a Repayment Flexibility Option in Microfinance Contracts Improve Repayment Rates and Business Outcomes?
Discussant: Jonathan Morduch, New York University
2:30 pm
Peter Ganong, University of Chicago and NBER
Pascal J. Noel, University of Chicago and NBER

Consumer Spending During Unemployment: Positive and Normative Implications
Discussant: Scott R. Baker, Northwestern University and NBER
3:30 pm
Break
4:00 pm
Mark L. Egan, Harvard University and NBER
Gregor Matvos, Northwestern University and NBER
Amit Seru, Stanford University and NBER

When Harry Fired Sally: The Double Standard in Punishing Misconduct
Discussant: Anna Scherbina, Brandeis University
5:00 pm
Adjourn
6:30 pm
Dinner at Hotel Marlowe (Serrano Ballroom)
Saturday, July 21
8:00 am
Coffee and Pastries
8:30 am
Steffen Meyer, Aarhus University
Michaela Pagel, Washington University in St. Louis and NBER

Fully Closed: Individual Responses to Realized Capital Gains and Losses
Discussant: Tom Chang, University of Southern California
9:30 am
Arpit Gupta, New York University
Edward Morrison, Columbia University and NBER
Catherine R. Fedorenko, Fred Hutchinson Cancer Research Center
Scott D. Ramsey, Fred Hutchinson Cancer Research Center

Home Equity Mitigates the Financial and Mortality Consequences of Health Shocks: Evidence from Cancer Diagnoses (slides)
Discussant: Neale Mahoney, Stanford University and NBER
10:30 am
Break
11:00 am
Keith Marzilli Ericson, Boston University and NBER
Justin R. Sydnor, University of Wisconsin-Madison and NBER

Liquidity Constraints and the Value of Insurance
Discussant: Marika Cabral, University of Texas at Austin and NBER
12:00 pm
Lunch
1:00 pm
Laurent E. Calvet, EDHEC Business School
Claire Celerier, University of Toronto
Paolo Sodini, Stockholm School of Economics
Boris Vallee, Harvard University

Can Financial Innovation Solve Household Reluctance to Take Risk?
Discussant: Christopher Tonetti, Stanford University and NBER
2:00 pm
Matteo Benetton, University of California, Berkeley
Philippe Bracke, Bank of England
Joao Cocco, London Business School
Garbarino Nicola, Bank of England

Housing Affordability and Shared Equity Mortgages
Discussant: Paul S. Willen, Federal Reserve Bank of Boston and NBER
3:00 pm
Adjourn