Innovative Data in Household Finance: Opportunities and Challenges

Pascal J. Noel, Jialan Wang, and Stephen P. Zeldes, Organizers

December 8, 2023

Format: 15 minutes for presentation and 10 minutes for Q&A.

Friday, December 8
8:15 am	Continental Breakfast
8:45 am	Welcome and Introductions
9:00 am	Agustin Hurtado, University of Maryland Jung Sakong, Federal Reserve Bank of Chicago The Effect of Minority Bank Ownership on Minority Credit
9:25 am	Robert Collinson, University of Notre Dame and NBER Anthony A. DeFusco, University of Wisconsin-Madison and NBER John Eric Humphries, Yale University and NBER Benjamin J. Keys, University of Pennsylvania and NBER David C. Phillips, University of Notre Dame Vincent Reina, University of Pennsylvania Patrick S. Turner, University of Notre Dame Winnie van Dijk, Yale University and NBER The Effects of Emergency Rental Assistance During the Pandemic: Evidence from Lotteries in Four Cities
9:50 am	Break
10:00 am	Panel on Data Innovation Moderator: Pascal Noel, University of Chicago and NBER Kelly Cochran, FinRegLab Ara Kharazian, Square Milan van den Heuvel, BNP Paribas Fortis Bridget Bearden, EBRI
10:50 am	Break
11:05 am	Jose Murillo, Harvard University Boris Vallee, Harvard University Dolly Yu, Yale University Fintech to the (Worker) Rescue: Earned Wage Access, Financial Health and Employee Retention
11:30 am	Olivia S. Kim, Harvard University Credit and the Family: The Economic Consequences of Closing the Credit Gap of U.S. Couples
11:55 am	Lunch - Longfellow C Room
12:50 pm	Parinitha R. Sastry, Columbia University Ishita Sen, Harvard University Ana-Maria Tenekedjieva, Federal Reserve Board When Insurers Exit: Climate Losses, Fragile Insurers, and Mortgage Markets
1:15 pm	Nancy Wallace, Haas School of Business, University of California, Berkeley Richard Stanton, University of California at Berkeley Carles Vergara-Alert, IESE Business School Paulo Issler, University of California at Berkeley Housing and Mortgage Markets with Climate Risk: Evidence from California Wildfires
1:40 pm	Break
1:55 pm	Panel on Climate Change and Household Finance Moderator: Benjamin J. Keys, University of Pennsylvania and NBER Jeremy Porter, First Street Foundation Johannes Stroebel, New York University and NBER Emily Williams, Harvard University
2:45 pm	Break
2:55 pm	Eduardo Nakasone, Food and Agriculture Organization of the United Nations (FAO) Máximo Torero, Food and Agriculture Organization of the United Nations (FAO) Angelino Viceisza, Spelman College and NBER Neuroeconomics for Development: Financial Inclusion and Visual Attention
3:20 pm	Umang Khetan, University of Iowa Jetson Leder-Luis, Boston University and NBER Jialan Wang, University of Illinois Urbana-Champaign and NBER Yunrong Zhou, Purdue University Unemployment Insurance Fraud in the Debit Card Market
3:45 pm	Break
3:55 pm	Taha Choukhmane, Massachusetts Institute of Technology and NBER Christopher Palmer, Massachusetts Institute of Technology and NBER How Do Consumers Finance Increased Retirement Savings?
3:57 pm	The following session will not be available on YouTube:
4:20 pm	Raymond Kluender, Harvard University Neale Mahoney, Stanford University and NBER Francis Wong, Ludwig Maximilian University of Munich Wesley Yin, University of California, Los Angeles and NBER A Bittersweet Jubilee: Effects of Randomized Medical Debt Relief
4:45 pm	Closing Remarks
4:50 pm	Adjourn