Innovative Data in Household Finance: Opportunities and Challenges
Sean Higgins, Sasha Indarte, and Stephen P. Zeldes, Organizers
December 13, 2024
Format: 30 mins per paper, 20 mins for presentation and 10 mins for Q&A
| Friday, December 13 | ||
| 8:15 am | Continental Breakfast | |
| 8:45 am | Welcome and Introductions | |
| 9:00 am |
Francesco D’Acunto, Georgetown University Michael Weber, University of Chicago and NBER Xiao Yin, University College London Subjective Income Expectations and Household Debt Choices |
|
| 9:30 am |
Sasha Indarte, University of Pennsylvania Raymond Kluender, Harvard University Ulrike Malmendier, University of California, Berkeley and NBER Michael Stepner, University of Toronto What Explains the Consumption Decisions of Low-Income Households? |
|
| 10:00 am | Break | |
| 10:15 am |
Panel on Open Banking Moderator: Jialan Wang, University of Illinois Urbana-Champaign and NBER Panelists: Erin Allard, Prism Data David Silberman, Financial Health Network Guilherme Themes, Banco Central do Brasil |
|
| 11:15 am | Break | |
| 11:30 am |
Paul Gertler, University of California, Berkeley and NBER Brett Green, Washington University in St Louis Renping Li, Washington University in St Louis David Sraer, University of California, Berkeley and NBER The Welfare Benefits of Pay-As-You-Go Financing |
|
| 12:00 pm |
J. Carter Braxton, University of Wisconsin - Madison Nisha Chikhale, University of Wisconsin - Madison Kyle F. Herkenhoff, University of Minnesota and NBER Gordon M. Phillips, Dartmouth College and NBER Intergenerational Mobility and Credit |
|
| 12:30 pm | Lunch - Skyline Room | |
| 1:30 pm |
Peter Ganong, University of Chicago and NBER Pascal J. Noel, University of Chicago and NBER Christina Patterson, University of Chicago and NBER Joseph S. Vavra, University of Chicago and NBER Alex Weinberg, University of Chicago Earnings Instability |
|
| 2:00 pm |
Scott Fulford, Consumer Financial Protection Bureau David C. Low, Consumer Financial Protection Bureau Expense Shocks Matter |
|
| 2:30 pm | Break | |
| 2:45 pm |
Sophie Calder-Wang, University of Pennsylvania Gi Heung Kim, University of Pennsylvania Algorithmic Pricing in Multifamily Rentals: Efficiency Gains or Price Coordination |
|
| 3:15 pm |
Chao Liu, Chinese University of Hong Kong Language Frictions in Consumer Credit |
|
| 3:45 pm | Break | |
| 4:00 pm |
Bronson Argyle, Brigham Young University Benjamin Iverson, Brigham Young University Jason D. Kotter, Brigham Young University Taylor D. Nadauld, Brigham Young University Christopher Palmer, Massachusetts Institute of Technology and NBER Sticky Deposits, not Depositors |
|
| 4:30 pm | Closing Remarks | |
| 4:40 pm | Adjourn | |