
	Thursday, July 18
8:30 am	Coffee and Pastries
8:55 am	Introduction
9:00 am	Non-Payment and Eviction in the Rental Housing Market John Eric Humphries, Yale University and NBER Scott T. Nelson, University of Chicago Dam Linh Nguyen, New York University Winnie van Dijk, Yale University and NBER Daniel C. Waldinger, New York University and NBER Discussant: Brian J. Asquith, W.E. Upjohn Institute for Employment Research
9:45 am	Rent Guarantee Insurance Boaz Abramson, Columbia University Stijn Van Nieuwerburgh, Columbia University and NBER Discussant: Timothy McQuade, University of California, Berkeley and NBER
10:30 am	Break
10:45 am	Financial Advisors and Investors’ Bias Marianne Andries, University of Southern California Maxime Bonelli, London Business School David Sraer, University of California, Berkeley and NBER Discussant: Mark L. Egan, Harvard University and NBER
11:30 am	Break
11:45 am	Asset Demand of U.S. Households Xavier Gabaix, Harvard University and NBER Ralph S. J. Koijen, University of Chicago and NBER Federico Mainardi, University of Chicago Sangmin Oh, Columbia Business School Motohiro Yogo, Princeton University and NBER Discussant: William F. Diamond, University of Pennsylvania
12:30 pm	Lunch
1:30 pm	Auto Loan Panel Moderator: Paul Goldsmith-Pinkham, Yale University and NBER
	Auto Finance in the Electric Vehicle Transition Elizabeth Klee, Federal Reserve Board Adair Morse, University of California, Berkeley and NBER Chaehee Shin, Federal Reserve Board
	Financing the Global Shift to Electric Mobility Jan Bena, University of British Columbia Bo Bian, University of British Columbia Huan Tang, University of Pennsylvania
2:30 pm	Break
2:45 pm	The Costs of Financial Fraud Victimization Ankit Kalda, Indiana University David Sovich, University of Kentucky Discussant: Claire Celerier, University of Toronto
3:30 pm	Break
3:45 pm	Did Pandemic Relief Fraud Inflate House Prices? John Griffin, University of Texas at Austin Samuel Kruger, University of Texas at Austin Prateek Mahajan, University of Texas at Austin Discussant: Andra C. Ghent, University of Utah
4:30 pm	Adjourn
5:30 pm	Wine and Hors d'oeuvres Reception
	Friday, July 19
8:00 am	Coffee and Pastries
8:45 am	Present Bias Unconstrained: Consumption, Welfare, and the Present-Bias Dilemma Peter Maxted, University of California, Berkeley Discussant: Lawrence J. Jin, Cornell University and NBER
9:30 am	Break
9:45 am	Searching with Inaccurate Priors in Consumer Credit Markets Erik Berwart, CMF Sean Higgins, Northwestern University Sheisha Kulkarni, University of Virginia Santiago Truffa, Universidad de Los Andes Discussant: John R. Grigsby, Princeton University and NBER
10:30 am	Break
10:45 am	Household Debt Relief and the Debt Laffer Curve Győző Gyöngyösi, Utrecht University Emil Verner, Massachusetts Institute of Technology and NBER Discussant: Pascal J. Noel, University of Chicago and NBER
11:30 am	Break
11:45 am	Extreme Wildfires, Distant Air Pollution, and Household Financial Health Nitzan Tzur-Ilan, Federal Reserve Bank of Dallas Stuart Gabriel, University of California at Los Angeles Xudong An, Federal Reserve Bank of Philadelphia Discussant: Shan Ge, New York University
12:30 pm	Lunch
1:30 pm	Lightning Session
	Partial Homeownership: A Quantitative Analysis Eirik E. Brandsaas, Federal Reserve Board Jens S. Kvaerner, Tilburg University
	Monetary Policy Transmission Through Online Banks Isil Erel, The Ohio State University and NBER Jack Liebersohn, University of California Irvine Constantine Yannelis, University of Chicago and NBER Samuel Earnest, University of Chicago
	To Pay or Autopay? Fintech Innovation and Credit Card Payments Jialan Wang, University of Illinois Urbana-Champaign and NBER
2:30 pm	Break
2:45 pm	Revisiting Retirement and Social Security Claiming Decisions Neha Bairoliya, University of Southern California Kathleen McKiernan, Vanderbilt University Discussant: Christopher Tonetti, Stanford University and NBER
3:30 pm	Adjourn

Participants

Boaz Abramson, Columbia University
Stefania Albanesi, University of Miami and NBER
Xudong An, Federal Reserve Bank of Philadelphia
Aizhan Anarkulova, Emory University
Bronson Argyle, Brigham Young University
Brian J. Asquith, W.E. Upjohn Institute for Employment Research
Neha Bairoliya, University of Southern California
Scott R. Baker, Northwestern University and NBER
Aymeric Bellon, University of North Carolina at Chapel Hill
Jan Bena, University of British Columbia
Matteo Benetton, University of California, Berkeley
John Beshears, Harvard University and NBER
Neil Bhutta, Federal Reserve Board
Bo Bian, University of British Columbia
Nathan E. Blascak, Federal Reserve Bank of Philadelphia
Vicki Bogan, Duke University and NBER
Eirik E. Brandsaas, Federal Reserve Board
John Y. Campbell, Harvard University and NBER
Sylvain Catherine, University of Pennsylvania
Claire Celerier, University of Toronto
James J. Choi, Yale University and NBER
Taha Choukhmane, Massachusetts Institute of Technology and NBER
J. Anthony Cookson, University of Colorado
Kim F. Cramer, London School of Economics
Anthony A. DeFusco, University of Wisconsin-Madison and NBER
William F. Diamond, University of Pennsylvania
Karen Dynan, Harvard University
Mark L. Egan, Harvard University and NBER
Isil Erel, The Ohio State University and NBER
Julia Fonseca, University of Illinois at Urbana-Champaign
Xavier Gabaix, Harvard University and NBER
Stuart Gabriel, University of California at Los Angeles
Shan Ge, New York University
Andra C. Ghent, University of Utah
Talia Gillis, Columbia University
Paul Goldsmith-Pinkham, Yale University and NBER
Francisco Gomes, London Business School
Aaron S. Goodman, Vanguard
Fiona E. Greig, Vanguard
John R. Grigsby, Princeton University and NBER
Daniel Grodzicki, Pennsylvania State University
Benedict Guttman-Kenney, Rice University
Michael Haliassos, Goethe University Frankfurt
Maya Haran Rosen, The Wharton School and Bank of Israel
Rawley Z. Heimer, Arizona State University
Kyle F. Herkenhoff, University of Minnesota and NBER
Brian Higgins, Harvard University
Sean Higgins, Northwestern University
Agustin Hurtado, University of Maryland
Sasha Indarte, University of Pennsylvania
Hiroshi Inokuma, Bank of Japan
Yojiro Ito, Bank of Japan
Howell Jackson, Harvard University
Lawrence J. Jin, Cornell University and NBER
Mark J. Johnson, Brigham Young University
Ankit Kalda, Indiana University
Martin Kanz, The World Bank
Justin Katz, Harvard University
Benjamin J. Keys, University of Pennsylvania and NBER
Olivia S. Kim, Harvard University
Elizabeth Klee, Federal Reserve Board
Raymond Kluender, Harvard University

Ralph S. J. Koijen, University of Chicago and NBER
Surya Kolluri, TIAA Institute
Samuel Kruger, University of Texas at Austin
Sheisha Kulkarni, University of Virginia
Mattia Landoni, Federal Reserve Bank of Boston
Wenli Li, Federal Reserve Bank of Philadelphia
Jack Liebersohn, University of California Irvine
Lu Liu, University of Pennsylvania
David C. Low, Consumer Financial Protection Bureau
Neale Mahoney, Stanford University and NBER
Federico Mainardi, University of Chicago
Peter Maxted, University of California, Berkeley
Kathleen McKiernan, Vanderbilt University
Timothy McQuade, University of California, Berkeley and NBER
Maarten Meeuwis, Washington University in St. Louis
Alexander Michaelides, Imperial College London
Vrinda Mittal, University of North Carolina Chapel Hill
Adair Morse, University of California, Berkeley and NBER
Scott T. Nelson, University of Chicago
Jing Xian Ng, University of Pennsylvania
Pascal J. Noel, University of Chicago and NBER
Cormac O'Dea, Yale University and NBER
Sangmin Oh, Columbia Business School
Maria G. Ortuzar, Indiana University
Shumiao Ouyang, University of Oxford
Michaela Pagel, Washington University in St. Louis and NBER
Jonathan A. Parker, Massachusetts Institute of Technology and NBER
Indira Puri, New York University
Charlie Rafkin, Massachusetts Institute of Technology
Enrichetta Ravina, Federal Reserve Bank of Chicago
Jonathan Reuter, Boston College and NBER
Jumana N. Saleheen, Vanguard
Parinitha R. Sastry, Columbia University
Gregor Schubert, UCLA Anderson School of Management
Felipe Severino, Dartmouth College
Chaehee Shin, Federal Reserve Board
Stephan Siegel, University of Washington
William L. Skimmyhorn, College of William and Mary
David Sovich, University of Kentucky
Sharada Sridhar, Georgia Tech
László Sándor, Consumer Financial Protection Bureau
Huan Tang, University of Pennsylvania
Christopher Tonetti, Stanford University and NBER
Nitzan Tzur-Ilan, Federal Reserve Bank of Dallas
Boris Vallee, Harvard University
Stijn Van Nieuwerburgh, Columbia University and NBER
Nishant Vats, Washington University in St Louis
Emil Verner, Massachusetts Institute of Technology and NBER
Luis M. Viceira, Harvard University and NBER
Angelino Viceisza, Spelman College and NBER
Jialan Wang, University of Illinois Urbana-Champaign and NBER
Lulu Wang, Northwestern University
Paul S. Willen, Federal Reserve Bank of Boston and NBER
Emily Williams, Harvard University
Xiao Xu, Vanguard
Constantine Yannelis, University of Chicago and NBER
Stephen P. Zeldes, Columbia University and NBER
Christina Yiwei Zhang, University of Wisconsin-Madison
David Zhang, Rice University
Jonathan Zinman, Dartmouth College and NBER
Winnie van Dijk, Yale University and NBER
Wilbert H. van der Klaauw, Federal Reserve Bank of New York