SI 2024 Household Finance
Organized by Paul Goldsmith-Pinkham, Adair Morse, and Stephen P. Zeldes
Supported by the Alfred P. Sloan Foundation and the Vanguard Group
July 18-19, 2024
Royal Sonesta Hotel, 40 Edwin H. Land Blvd., Cambridge, MA
Single-paper sessions with discussants: authors (20 minutes), discussant (10 minutes), general discussion (15 minutes) Lightning round session: authors (12 minutes per paper), general discussion (8 minutes per paper) Panel session: authors (15 minutes per paper), moderator (8 min), general discussion (22 minutes overall)
Thursday, July 18
8:30 am
Coffee and Pastries
8:55 am
Introduction
9:00 am

Non-Payment and Eviction in the Rental Housing Market

John Eric Humphries, Yale University and NBER
Scott T. Nelson, University of Chicago
Dam Linh Nguyen, New York University
Winnie van Dijk, Yale University and NBER
Daniel C. Waldinger, New York University and NBER

Discussant:
Brian J. Asquith, W.E. Upjohn Institute for Employment Research
9:45 am

Rent Guarantee Insurance

Boaz Abramson, Columbia University
Stijn Van Nieuwerburgh, Columbia University and NBER

Discussant:
Timothy McQuade, University of California, Berkeley and NBER
10:30 am
Break
10:45 am

Financial Advisors and Investors’ Bias

Marianne Andries, University of Southern California
Maxime Bonelli, London Business School
David Sraer, University of California, Berkeley and NBER

Discussant:
Mark L. Egan, Harvard University and NBER
11:30 am
Break
11:45 am

Asset Demand of U.S. Households

Xavier Gabaix, Harvard University and NBER
Ralph S. J. Koijen, University of Chicago and NBER
Federico Mainardi, Columbia University
Sangmin Oh, Columbia University
Motohiro Yogo, Princeton University and NBER

Discussant:
William F. Diamond, University of Wisconsin - Madison
12:30 pm
Lunch
1:30 pm
Auto Loan Panel

Moderator: Paul Goldsmith-Pinkham, Yale University and NBER
1:30 pm

Auto Finance in the Electric Vehicle Transition

Elizabeth Klee, Federal Reserve Board of Governors
Adair Morse, University of California, Berkeley and NBER
Chaehee Shin, Federal Reserve Board of Governors
2:00 pm

Financing the Global Shift to Electric Mobility

Jan Bena, University of British Columbia
Bo Bian, University of British Columbia
Huan Tang, University of Pennsylvania
2:30 pm
Break
2:45 pm

The Costs of Financial Fraud Victimization

Ankit Kalda, Indiana University
David Sovich, University of Kentucky

Discussant:
Claire Celerier, University of Toronto
3:30 pm
Break
3:45 pm

Did Pandemic Relief Fraud Inflate House Prices?

John Griffin, University of Texas at Austin
Samuel Kruger, University of Texas at Austin
Prateek Mahajan, University of Texas at Austin

Discussant:
Andra C. Ghent, University of Utah
4:30 pm
Adjourn
5:30 pm
Wine and Hors d'oeuvres Reception
Royal Sonesta Hotel, Skyline Room DE
Friday, July 19
8:00 am
Coffee and Pastries
8:45 am

Present Bias Unconstrained: Consumption, Welfare, and the Present-Bias Dilemma

Peter Maxted, University of California, Berkeley

Discussant:
Lawrence J. Jin, Cornell University and NBER
9:30 am
Break
9:45 am

Searching with Inaccurate Priors in Consumer Credit Markets

Erik Berwart, CMF
Sean Higgins, Northwestern University
Sheisha Kulkarni, University of Virginia
Santiago Truffa, Universidad de Los Andes

Discussant:
John R. Grigsby, Princeton University and NBER
10:30 am
Break
10:45 am

Household Debt Relief and the Debt Laffer Curve

Győző Gyöngyösi, Utrecht University
Emil Verner, Massachusetts Institute of Technology and NBER

Discussant:
Pascal J. Noel, University of Chicago and NBER
11:30 am
Break
11:45 am

Extreme Wildfires, Distant Air Pollution, and Household Financial Health

Nitzan Tzur-Ilan, Federal Reserve Bank of Dallas
Stuart Gabriel, University of California, Los Angeles
Xudong An, Federal Reserve Bank of Philadelphia

Discussant:
Shan Ge, New York University
12:30 pm
Lunch
1:30 pm
Lightning Session
1:30 pm

Partial Homeownership: A Quantitative Analysis

Eirik E. Brandsaas, Federal Reserve Board of Governors
Jens S. Kvaerner, Tilburg University
1:50 pm

Monetary Policy Transmission Through Online Banks

Isil Erel, The Ohio State University and NBER
Jack Liebersohn, University of California Irvine
Constantine Yannelis, University of Cambridge
Samuel Earnest, Massachusetts Institute of Technology
2:10 pm

To Pay or Autopay? Fintech Innovation and Credit Card Payments (slides)

Jialan Wang, University of Illinois Urbana-Champaign and NBER
2:30 pm
Break
2:45 pm

Revisiting Retirement and Social Security Claiming Decisions

Neha Bairoliya, University of Southern California
Kathleen McKiernan, Vanderbilt University

Discussant:
Christopher Tonetti, Stanford University and NBER
3:30 pm
Adjourn