Thursday, July 20
8:30 am
Coffee and Pastries
9:00 am

Explaining Racial Disparities in Personal Bankruptcy Outcomes

Bronson Argyle, Brigham Young University
Sasha Indarte, University of Pennsylvania
Benjamin Iverson, Brigham Young University
Christopher Palmer, Massachusetts Institute of Technology and NBER

Discussant:
Brittany A. Lewis, Washington University - St. Louis
9:45 am
Break
10:00 am

From Bail Bonds to Foreclosures: The Financial Consequences of Pretrial Detention

Sheng-Jun Xu, University of Alberta
Pablo G. Slutzky, University of Maryland

Discussant:
Arpit Gupta, New York University
10:45 am
Break
11:00 am
Lightning Round

Are (Nonprofit) Banks Special? The Economic Effects of Banking With Credit Unions

Andres V. Shahidinejad, Northeastern University

The Effects of Cryptocurrency Wealth on Household Consumption and Investment

Darren Aiello, Brigham Young University
Scott R. Baker, Northwestern University and NBER
Tetyana Balyuk, Emory University
Marco Di Maggio, Imperial College Business School
Mark J. Johnson, Brigham Young University
Jason D. Kotter, Brigham Young University

When Cryptomining Comes to Town

Matteo Benetton, University of California, Berkeley
Giovanni Compiani, University of Chicago
Adair Morse, University of California, Berkeley and NBER
12:00 pm
Lunch
1:00 pm

Designing Pension Plans According to Consumption-Savings Theory

Kathrin Schlafmann, Copenhagen Business School
Ofer Setty, Tel Aviv University
Roine Vestman, Stockholm University

Discussant:
Indira Puri, New York University
1:45 pm
Break
2:00 pm
Panel: Improving Financial Services for Underserved Households
Kenneth Brevoort, Federal Reserve Board
Xavier Giné, The World Bank
Natasha Sarin, Yale University
Mario L. Small, Columbia University
3:00 pm
Break
3:15 pm

Consumer Surveillance and Financial Fraud

Bo Bian, University of British Columbia
Michaela Pagel, Washington University in St Louis and NBER
Huan Tang, University of Pennsylvania

Discussant:
Samuel Kruger, University of Texas at Austin
4:00 pm
Adjourn
6:00 pm
Household Finance Wine and Hors d'oeuvres Reception
Royal Sonesta Hotel (Longfellow AB)
Friday, July 21
8:15 am
Coffee and Pastries
8:45 am

Reaching for Yield: Evidence from Households

Francisco Gomes, London Business School
Cameron Peng, London School of Economics
Oksana Smirnova, London Business School
Ning Zhu, Brunswick Group

Discussant:
Alexandru Barbu, INSEAD
9:30 am
Break
9:45 am

Mortgage Lock-In, Mobility, and Labor Reallocation

Julia Fonseca, University of Illinois Urbana-Champaign
Lu Liu, University of Pennsylvania

Discussant:
Timothy McQuade, University of California, Berkeley and NBER
10:30 am
Break
10:45 am

Insuring Labor Income Shocks: The Role of the Dynasty

Andreas Fagereng, BI Norwegian Business School
Luigi Guiso, Einaudi Institute for Economics and Finance
Marius A. K. Ring, University of Texas at Austin
Luigi Pistaferri, Stanford University and NBER

Discussant:
Sylvain Catherine, University of Pennsylvania
11:30 am
Break
11:45 am

Dual Credit Markets: Income Risk, Household Debt, and Consumption

David A. Matsa, Northwestern University and NBER
Brian T. Melzer, Dartmouth College
Michal Zator, University of Notre Dame

Discussant:
Janet Gao, Georgetown University
12:30 pm
Lunch
1:15 pm
Lightning Round

The Age Gap in Mortgage Access

Natee Amornsiripanitch, Federal Reserve Bank of Philadelphia

Risky Insurance: Life-cycle Insurance Portfolio Choice with Incomplete Markets

Christopher Tonetti, Stanford University and NBER
Joseph S. Briggs, Goldman Sachs
Ciaran Rogers, HEC Paris

Longevity, Health and Housing Risks Management in Retirement

Pierre-Carl Michaud, HEC Montreal and NBER
Pascal St. Amour, HEC University of Lausanne
2:15 pm
Break
2:30 pm

Understanding Capital Gains Responses to Taxes Using Transaction-Level Data

Sreeraahul Kancherla, Department of the Treasury
Alisa Tazhitdinova, University of California, Santa Barbara and NBER

Discussant:
Daniel G. Garrett, University of Pennsylvania
3:15 pm
Adjourn