
	Friday, July 19
8:30 am	Coffee and Pastries
9:00 am	The Consequences of Student Loan Credit Expansions: Evidence from Three Decades of Default Cycles Adam Looney, University of Utah Constantine N. Yannelis, University of Cambridge and NBER Discussant: Daniel Paravisini, London School of Economics
10:00 am	Break
10:30 am	Assets and Job Choice: Student Debt, Wages and Job Satisfaction Mi Luo, Peking University Simon Mongey, Federal Reserve Bank of Minneapolis and NBER Discussant: Basit Zafar, University of Michigan and NBER
11:30 am	Direct and Indirect Effects of Financial Access on SMEs Jing Cai, University of Maryland and NBER Adam Szeidl, Central European University Discussant: Matthias Kehrig, Duke University and NBER
12:30 pm	Lunch
1:30 pm	Competition and Incentives in Mortgage Markets: The Role of Brokers Claudia Robles Garcia, Stanford University Discussant: Daniel Greenwald, New York University and NBER
2:30 pm	Arbitration with Uninformed Consumers Mark L. Egan, Harvard University and NBER Gregor Matvos, Northwestern University and NBER Amit Seru, Stanford University and NBER Discussant: Giorgia Piacentino, University of Southern California and NBER
3:30 pm	Break
4:00 pm	Evidence on Expectations of Household Finances Joao Cocco, London Business School Francisco Gomes, London Business School Paula Lopes, London School of Economics Discussant: Yueran Ma, University of Chicago and NBER
5:00 pm	Adjourn
6:30 pm	Dinner at Hotel Marlowe (Muse Salon) across the street from the Royal Sonesta Hotel
	Saturday, July 20
8:00 am	Coffee and Pastries
8:30 am	FinTech Disruption, Payment Data, and Bank Information Christine Parlour, University of California at Berkeley Uday Rajan, University of Michigan Haoxiang Zhu, Massachusetts Institute of Technology and NBER Discussant: Cecilia Parlatore, New York University and NBER
9:30 am	Price Regulation in Two-Sided Markets: Empirical Evidence from Debit Cards Vladimir Mukharlyamov, Georgetown University Natasha Sarin, Yale University Discussant: Andres Liberman, New York University
10:30 am	Break
11:00 am	Price Regulation in Credit Markets: A Trade-off between Consumer Protection and Credit Access Jose Ignacio Cuesta, Stanford University and NBER Alberto Sepulveda, SBIF Discussant: Daniel Grodzicki, Pennsylvania State University
12:00 pm	Lunch
1:00 pm	Who Bears the Welfare Costs of Monopoly? The Case of the Credit Card Industry Kyle F. Herkenhoff, University of Minnesota and NBER Gajendran Raveendranathan, McMaster University Discussant: Matteo Benetton, University of California, Berkeley
2:00 pm	Wealth Redistribution in Bubbles and Crashes Li An, Tsinghua University Jiangze Bian, University of International Business and Economics Dong Lou, London School of Economics Donghui Shi, Shanghai Stock Exchange Discussant: Niels Joachim Gormsen, University of Chicago and NBER
3:00 pm	Adjourn

Participants

Paul D. Adams, Innovations for Poverty Action
Julie Agnew, College of William and Mary
Li An, Tsinghua University
Bronson Argyle, Brigham Young University
Scott R. Baker, Northwestern University and NBER
Giorgia Barboni, Warwick University
Matteo Benetton, University of California, Berkeley
John Beshears, Harvard University and NBER
Nathan E. Blascak, Federal Reserve Bank of Philadelphia
Vicki Bogan, Duke University and NBER
Ron Borzekowski, Yale University
Joseph S. Briggs, Goldman Sachs
Jing Cai, University of Maryland and NBER
John Y. Campbell, Harvard University and NBER
Christopher D. Carroll, Johns Hopkins University and NBER
James J. Choi, Yale University and NBER
Souphala Chomsisengphet, Office of the Comptroller of the Currency
Taha Choukhmane, Massachusetts Institute of Technology and NBER
João F. Cocco, London Business School
J. Anthony Cookson, University of Colorado
Karen Croxson, Competition and Markets Authority
José Ignacio Cuesta, Stanford University and NBER
Giacomo De Giorgi, University of Geneva
Anthony A. DeFusco, University of Wisconsin - Madison and NBER
Karen Dynan, Harvard University and NBER
Francesco D’Acunto, Georgetown University
Mark L. Egan, Harvard University and NBER
Keith Marzilli Ericson, Boston University and NBER
Julia Fonseca, University of Illinois at Urbana-Champaign
Misha Galashin, University of California at Los Angeles
Simon Gervais, Duke University
Anastasia Girshina, Stockholm School of Economics
Paul Goldsmith-Pinkham, Yale University and NBER
Francisco Gomes, London Business School
Niels Joachim Gormsen, University of Chicago and NBER
Daniel Greenwald, New York University and NBER
Daniel Grodzicki, Pennsylvania State University
Arpit Gupta, New York University
Michael Haliassos, Goethe University Frankfurt
Samuel M. Hartzmark, Boston College and NBER
Rawley Z. Heimer, Arizona State University
Daniel Herbst, University of Arizona
Sean Higgins, Northwestern University
Xing Huang, Washington University in St Louis
Robert Hunt, Federal Reserve Bank of Philadelphia
Mark Iwry, The Brookings Institution
Martin Kanz, The World Bank
Benjamin Kay, Federal Reserve Board of Governors
Matthias Kehrig, Duke University and NBER
Benjamin J. Keys, University of Pennsylvania and NBER
Raymond Kluender, Harvard University
Sergei Koulayev, Consumer Financial Protection Bureau
Theresa Kuchler, New York University and NBER
Camelia M. Kuhnen, University of North Carolina at Chapel Hill and NBER
Sheisha Kulkarni, University of Virginia
David Laibson, Harvard University and NBER
Mattia Landoni, Federal Reserve Bank of Boston
Donghoon Lee, Federal Reserve Bank of New York

Geng Li, Federal Reserve Board of Governors
Andres Liberman, New York University
Adam Looney, University of Utah
Dong Lou, London School of Economics
Mi Luo, Peking University
Yueran Ma, University of Chicago and NBER
Brigitte C. Madrian, Brigham Young University and NBER
Neale Mahoney, Stanford University and NBER
Christos Makridis, Stanford University
Gregor Matvos, Northwestern University and NBER
Olivia S. Mitchell, University of Pennsylvania and NBER
John A. Mondragon, Federal Reserve Bank of San Francisco
Simon Mongey, Federal Reserve Bank of Minneapolis and NBER
Adair Morse, University of California, Berkeley and NBER
Vladimir Mukharlyamov, Georgetown University
Samantha Myers, Bank of Ireland
Scott T. Nelson, University of Chicago
Pascal J. Noel, University of Chicago and NBER
Jaromir Nosal, Boston College
Michaela Pagel, Washington University in St Louis and NBER
Christopher Palmer, Massachusetts Institute of Technology and NBER
Jonathan A. Parker, Massachusetts Institute of Technology and NBER
Cecilia Parlatore, New York University and NBER
Giorgia Piacentino, University of Southern California and NBER
James M. Poterba, Massachusetts Institute of Technology
Tarun Ramadorai, Imperial College London
Gajendran Raveendranathan, McMaster University
Enrichetta Ravina, Federal Reserve Bank of Chicago
Jonathan Reuter, Boston College and NBER
Claudia Robles Garcia, Stanford University
Alberto G. Rossi, Georgetown University
John Sabelhaus, Brookings Institution
Claudia Sahm, Jain Family Institute
Natasha Sarin, Yale University
Lawrence D.W. Schmidt, Massachusetts Institute of Technology
Enrique Seira, Michigan State University
Alberto Sepulveda, SBIF
Gauri Kartini Shastry, Wellesley College
William L. Skimmyhorn, College of William and Mary
Paolo Sodini, Stockholm School of Economics
Joanna Stavins, Federal Reserve Bank of Boston
Yang Sun, Brandeis University
László Sándor, Consumer Financial Protection Bureau
Jeremy Tobacman, University of Delaware
Christopher Tonetti, Stanford University and NBER
Stephen Utkus, University of Pennsylvania
Boris Vallee, Harvard University
Nathanael Vellekoop, Williams College
Luis M. Viceira, Harvard University and NBER
Jialan Wang, University of Illinois Urbana-Champaign and NBER
Paul S. Willen, Federal Reserve Bank of Boston and NBER
Constantine Yannelis, University of Cambridge and NBER
Basit Zafar, University of Michigan and NBER
Stephen P. Zeldes, Columbia University and NBER
Christina Yiwei Zhang, University of Wisconsin - Madison
Haoxiang Zhu, Massachusetts Institute of Technology and NBER
Wilbert H. van der Klaauw, Federal Reserve Bank of New York