Friday, July 20

8:30 am

Coffee and Pastries

9:00 am

Predictably Unequal? The Effects of Machine Learning on Credit Markets

Andreas Fuster, EPFL and Swiss Finance Institute
Paul Goldsmith-Pinkham, Yale University and NBER
Tarun Ramadorai, Imperial College London
Ansgar Walther, Imperial College London

Discussant:
Jann Spiess, Stanford University

10:00 am

Break

10:30 am

Private Information and Price Regulation in the US Credit Card Market

Scott T. Nelson, University of Chicago

Discussant:
Johannes Stroebel, New York University and NBER

11:30 am

Do Neighborhoods Affect Credit Market Decisions of Low-Income Borrowers? Evidence from the Moving to Opportunity Experiment

Cindy Soo, University of Michigan
Sarah Miller, University of Michigan and NBER

Discussant:
Joanne Hsu, University of Michigan

12:30 pm

Lunch

1:30 pm

Knowing What’s Good for You: Can a Repayment Flexibility Option in Microfinance Contracts Improve Repayment Rates and Business Outcomes?

Giorgia Barboni, Warwick University
Parul Agarwal, IFMR-LEAD

Discussant:
Jonathan Morduch, New York University

2:30 pm

Consumer Spending During Unemployment: Positive and Normative Implications

Peter Ganong, University of Chicago and NBER
Pascal J. Noel, University of Chicago and NBER

Discussant:
Scott R. Baker, Northwestern University and NBER

3:30 pm

Break

4:00 pm

When Harry Fired Sally: The Double Standard in Punishing Misconduct

Mark L. Egan, Harvard University and NBER
Gregor Matvos, Northwestern University and NBER
Amit Seru, Stanford University and NBER

Discussant:
Anna Scherbina, Brandeis University

5:00 pm

Adjourn

6:30 pm

Dinner at Hotel Marlowe (Serrano Ballroom)

Saturday, July 21

8:00 am

Coffee and Pastries

8:30 am

Fully Closed: Individual Responses to Realized Capital Gains and Losses

Steffen Meyer, Aarhus University
Michaela Pagel, Washington University in St Louis and NBER

Discussant:
Tom Chang, University of Southern California

9:30 am

Home Equity Mitigates the Financial and Mortality Consequences of Health Shocks: Evidence from Cancer Diagnoses (slides)

Arpit Gupta, New York University
Edward Morrison, Columbia University and NBER
Catherine R. Fedorenko, Fred Hutchinson Cancer Research Center
Scott D. Ramsey, Fred Hutchinson Cancer Research Center

Discussant:
Neale Mahoney, Stanford University and NBER

10:30 am

Break

11:00 am

Liquidity Constraints and the Value of Insurance

Keith Marzilli Ericson, Boston University and NBER
Justin R. Sydnor, University of Wisconsin - Madison and NBER

Discussant:
Marika Cabral, University of Texas at Austin and NBER

12:00 pm

Lunch

1:00 pm

Can Financial Innovation Solve Household Reluctance to Take Risk?

Laurent E. Calvet, EDHEC Business School
Claire Celerier, University of Toronto
Paolo Sodini, Stockholm School of Economics
Boris Vallee, Harvard University

Discussant:
Christopher Tonetti, Stanford University and NBER

2:00 pm

Housing Affordability and Shared Equity Mortgages

Matteo Benetton, University of California, Berkeley
Philippe Bracke, Bank of England
Joao Cocco, London Business School
Garbarino Nicola, Bank of England

Discussant:
Paul S. Willen, Federal Reserve Bank of Boston and NBER

3:00 pm

Adjourn