
	Friday, October 22
11:00 am	Hedging and Competition Erasmo Giambona, Syracuse University Anil Kumar, Aarhus University Gordon M. Phillips, Dartmouth College and NBER Discussant: David S. Scharfstein, Harvard University and NBER
11:45 am	Pricing of Climate Risk Insurance: Regulatory Frictions and Cross-Subsidies Sangmin Oh, Columbia Business School Ishita Sen, Harvard University Ana-Maria Tenekedjieva, Federal Reserve Board Discussant: Katherine R.H. Wagner, University of British Columbia
12:30 pm	Break
1:00 pm	Dynamic Pricing Regulation and Welfare in Insurance Markets Naoki Aizawa, University of Wisconsin-Madison and NBER Ami Ko, Georgetown University Discussant: Daniel Gottlieb, London School of Economics
1:45 pm	Conflicting Interests and the Effect of Fiduciary Duty — Evidence from Variable Annuities Mark L. Egan, Harvard University and NBER Shan Ge, New York University Johnny Tang, Cornell University Discussant: Vivek Bhattacharya, Northwestern University and NBER
2:30 pm	Break
2:45 pm	The Effect of Insurance Telematics and Financial Penalties on Market-wide Moral Hazard Marco Cosconati, Bank of Italy and IVASS Discussant: Yizhou Jin, University of Toronto
	(this presentation will not be live-streamed and the paper is not available to download)
3:30 pm	Adjourn
	Friday, October 29
	Joint with Public Economics
11:00 am	Reducing Ordeals through Automatic Enrollment: Evidence from a Health Insurance Exchange Mark Shepard, Harvard University and NBER Myles Wagner, Ohio State University
11:40 am	Ambulance Taxis Paul J. Eliason, University of Utah and NBER Riley J. League, University of Illinois Urbana-Champaign Jetson Leder-Luis, Boston University and NBER Ryan C. McDevitt, Duke University and NBER James W. Roberts, Duke University and NBER
12:20 pm	Break
12:40 pm	Lunch Talk
1:30 pm	Group discussions
2:10 pm	Break
2:30 pm	Rationing Medicine Through Bureaucracy: Authorization Restrictions in Medicare Zarek C. Brot-Goldberg, University of Chicago and NBER Samantha Burn, Harvard University Timothy Layton, Harvard University and NBER Boris Vabson, Harvard University
3:10 pm	A Denial a Day Keeps the Doctor Away Abe Dunn, Bureau of Economic Analysis Joshua D. Gottlieb, University of Chicago and NBER Adam Shapiro, Federal Reserve Bank of San Francisco Daniel J. Sonnenstuhl, University of Chicago Pietro Tebaldi, Columbia University and NBER
3:50 pm	Break
4:10 pm	Firms and Unemployment Insurance Take-Up Marta Lachowska, W.E. Upjohn Institute for Employment Research Isaac Sorkin, Stanford University and NBER Stephen A. Woodbury, Michigan State University
4:50 pm	Opportunity Unraveled: Private Information and the Missing Markets for Financing Human Capital (slides) Daniel Herbst, University of Arizona Nathaniel Hendren, Massachusetts Institute of Technology and NBER
5:30 pm	Adjourn

Participants

Jason Abaluck, Yale University and NBER
Naoki Aizawa, University of Wisconsin-Madison and NBER
Levon Barseghyan, Cornell University
Daniel Bauer, University of Wisconsin-Madison
Thomas R. Berry-Stoelzle, University of Iowa
Vivek Bhattacharya, Northwestern University and NBER
Zarek Brot-Goldberg, University of Chicago and NBER
Zach Y. Brown, University of Michigan and NBER
Harun Bulut, NCIS--National Crop Insurance Services
Kate Bundorf, Duke University and NBER
Samantha Burn, Harvard University
Marika Cabral, University of Texas at Austin and NBER
Colleen Carey, Cornell University and NBER
Benjamin L. Collier, Temple University
Marco Cosconati, Bank of Italy and IVASS
Christopher J. Cronin, University of Notre Dame
José Ignacio Cuesta, Stanford University and NBER
Vilsa Curto, Harvard University
Laura Dague, Texas A&M University and NBER
Mariacristina De Nardi, University of Minnesota and NBER
Mark L. Egan, Harvard University and NBER
Liran Einav, Stanford University and NBER
Martin Eling, University of St. Gallen
Cameron M. Ellis, University of Iowa
Keith Marzilli Ericson, Boston University and NBER
Chuck Fang, Drexel University
Mark Flannery, University of Florida
Sebastián Fleitas, Universidad Catolica, Chile
Kenneth R. French, Dartmouth College and NBER
Justin Gallagher, Montana State University
James R. Garven, Baylor University
Martin Gaynor, Carnegie Mellon University and NBER
Shan Ge, New York University
Michael Geruso, University of Texas at Austin and NBER
Erasmo Giambona, Syracuse University
Daniel Gottlieb, London School of Economics
Valentin Haddad, University of California, Los Angeles and NBER
Benjamin R. Handel, University of California, Berkeley and NBER
Igal Hendel, Northwestern University and NBER
Nathaniel Hendren, Massachusetts Institute of Technology and NBER
Daniel Herbst, University of Arizona
Bradley Herring, University of New Hampshire
Ravi Jagannathan, Northwestern University and NBER
Yizhou Jin, University of Toronto
Daniel M. Kaliski, University of London
Anastasia Kartasheva, University of St. Gallen
Divya Kirti, International Monetary Fund
Raymond Kluender, Harvard University
Ami Ko, Georgetown University
Ralph S. J. Koijen, University of Chicago and NBER
Jonathan T. Kolstad, University of California, Berkeley and NBER
Amanda E. Kowalski, University of Michigan and NBER
Christian Kubitza, European Central Bank
Camelia M. Kuhnen, University of North Carolina at Chapel Hill and NBER
Kurt J. Lavetti, The Ohio State University and NBER

Timothy Layton, Harvard University and NBER
Tyler Leverty, University of Wisconsin-Madison
Ethan M.J. Lieber, University of Notre Dame and NBER
Haizhen Lin, Indiana University and NBER
Joanne Linnerooth-Bayer, International Institute for Applied Systems Analysis
Chenyuan Liu, Tsinghua University
Lee Lockwood, University of Virginia and NBER
Victor Lyonnet, University of Michigan
Neale Mahoney, Stanford University and NBER
Robert L. McDonald, Northwestern University and NBER
Kathleen M. McGarry, Stony Brook University and NBER
Rajnish Mehra, Arizona State University and NBER
Moshe Arye. Milevsky, York University / Schulich School of Business
Olivia S. Mitchell, University of Pennsylvania and NBER
Corina Mommaerts, University of Wisconsin-Madison and NBER
Randall Morck, University of Alberta and NBER
Michael Murray, Insurance Services Offices, Inc.
Greg Niehaus, University of South Carolina
Stanislava Nikolova, University of Nebraska-Lincoln
Sangmin Oh, Columbia Business School
Ali Ozdagli, Federal Reserve Bank of Dallas
Radek Paluszynski, University of Houston
Jonathan A. Parker, Massachusetts Institute of Technology and NBER
Thomas Philippon, New York University and NBER
Gordon M. Phillips, Dartmouth College and NBER
James M. Poterba, Massachusetts Institute of Technology
Elena Prager, University of Rochester and NBER
Adriano A. Rampini, Duke University and NBER
Richard J. Rosen, Federal Reserve Bank of Chicago
Casey Rothschild, Wellesley College
Daniel W. Sacks, University of Wisconsin-Madison
Bernard Salanié, Columbia University
David S. Scharfstein, Harvard University and NBER
Joan Schmit, University of Wisconsin-Madison
Philipp Schnabl, New York University and NBER
David Schoenherr, Princeton University
Ishita Sen, Harvard University
Kent Smetters, University of Pennsylvania and NBER
Rene M. Stulz, Oregon State University
Ashley T. Swanson, University of Wisconsin-Madison and NBER
Justin R. Sydnor, University of Wisconsin-Madison and NBER
Johnny Tang, Cornell University
Pietro Tebaldi, Columbia University and NBER
Ana-Maria Tenekedjieva, Federal Reserve Board
Richard T. Thakor, University of Minnesota
Tuomas Tomunen, Boston College
Andre F. Veiga, Imperial College London
S. Vish Viswanathan, Duke University and NBER
Katherine R.H. Wagner, University of British Columbia
Neng Wang, Columbia University and NBER
Gordon Woo, Risk Management Solutions
Motohiro Yogo, Princeton University and NBER
George Zanjani, University of Alabama
Nan Zhu, Pennsylvania State University
Ivelin Zvezdov, AIR Worldwide