Innovative Data in Household Finance: Opportunities and Challenges
Organized by Pascal J. Noel, Jialan Wang, and Stephen P. Zeldes
Supported by the Alfred P. Sloan Foundation and the Vanguard Group
December 8, 2023
Royal Sonesta Hotel, Longfellow AB Room, 40 Edwin H. Land Blvd., Cambridge, MA and Zoom
Format: 15 minutes for presentation and 10 minutes for Q&A.
Friday, December 8
8:15 am
Continental Breakfast
8:45 am
Welcome and Introductions
9:00 am

The Effect of Minority Bank Ownership on Minority Credit

Agustin Hurtado, University of Maryland, College Park
Jung Sakong, Federal Reserve Bank of Chicago
9:25 am

The Effects of Emergency Rental Assistance During the Pandemic: Evidence from Lotteries in Four Cities

Robert Collinson, University of Notre Dame and NBER
Anthony A. DeFusco, University of Wisconsin - Madison and NBER
John Eric Humphries, Yale University and NBER
Benjamin J. Keys, University of Pennsylvania and NBER
David C. Phillips, University of Notre Dame
Vincent Reina, University of Pennsylvania
Patrick S. Turner, University of Notre Dame
Winnie van Dijk, Yale University and NBER
9:50 am
Break
10:00 am
Panel on Data Innovation
Moderator: Pascal Noel, University of Chicago and NBER
Kelly Cochran, FinRegLab
Ara Kharazian, Square
Milan van den Heuvel, BNP Paribas Fortis
Bridget Bearden, EBRI
10:50 am
Break
11:05 am

Fintech to the (Worker) Rescue: Earned Wage Access, Financial Health and Employee Retention

Jose Murillo, Harvard University
Boris Vallee, Harvard University
Dolly Yu, Yale University
11:30 am

Credit and the Family: The Economic Consequences of Closing the Credit Gap of U.S. Couples

Olivia S. Kim, Harvard University
11:55 am
Lunch - Longfellow C Room
12:50 pm

When Insurers Exit: Climate Losses, Fragile Insurers, and Mortgage Markets

Parinitha R. Sastry, Columbia University
Ishita Sen, Harvard University
Ana-Maria Tenekedjieva, Arizona State University
1:15 pm

Housing and Mortgage Markets with Climate Risk: Evidence from California Wildfires

Nancy Wallace, University of California, Berkeley
Richard Stanton, University of California, Berkeley
Carles Vergara-Alert, University of Navarra
Paulo Issler, University of California, Berkeley
1:40 pm
Break
1:55 pm
Panel on Climate Change and Household Finance
Moderator: Benjamin J. Keys, University of Pennsylvania and NBER
Jeremy Porter, First Street Foundation
Johannes Stroebel, New York University and NBER
Emily Williams, Harvard University
2:45 pm
Break
2:55 pm

Neuroeconomics for Development: Financial Inclusion and Visual Attention

Eduardo Nakasone, Food and Agriculture Organization of the United Nations (FAO)
Máximo Torero, Food and Agriculture Organization of the United Nations (FAO)
Angelino Viceisza, Spelman College and NBER
3:20 pm

Unemployment Insurance Fraud in the Debit Card Market

Umang Khetan, University of Iowa
Jetson Leder-Luis, Boston University and NBER
Jialan Wang, University of Illinois Urbana-Champaign and NBER
Yunrong Zhou, Purdue University
3:45 pm
Break
3:55 pm

How Do Consumers Finance Increased Retirement Savings?

Taha Choukhmane, Massachusetts Institute of Technology and NBER
Christopher Palmer, Massachusetts Institute of Technology and NBER
3:57 pm
The following session will not be available on YouTube:
4:20 pm

A Bittersweet Jubilee: Effects of Randomized Medical Debt Relief

Raymond Kluender, Harvard University and NBER
Neale Mahoney, Stanford University and NBER
Francis Wong, Ludwig-Maximilians-Universität Munich
Wesley Yin, University of California, Los Angeles and NBER
4:45 pm
Closing Remarks
4:50 pm
Adjourn