
	Thursday, December 8
6:00 pm	Group Dinner at Le Meridien
	Friday, December 9
8:15 am	Continental Breakfast
8:55 am	Welcome and Introductions, Hunsaker Ballroom AB
9:00 am	Panel Session: New Frontiers in Transaction Data Moderator: Jialan Wang, University of Illinois at Urbana-Champaign and NBER Daniel Sullivan, JP Morgan Chase Institute Alvaro Ortiz, BBVA Research (slides) Long Chen, Luohan Academy Wenlan Qian, National University of Singapore
10:00 am	Break
10:10 am	Spending and Job-Finding Impacts of Expanded Unemployment Benefits: Evidence from Administrative Micro Data Peter Ganong, University of Chicago and NBER Fiona E. Greig, Vanguard Pascal J. Noel, University of Chicago and NBER Daniel M. Sullivan, JPMorgan Chase Institute Joseph S. Vavra, University of Chicago and NBER
10:35 am	Coming in at a Trickle: The Optimal Frequency of Public Benefit Payments Cameron LaPoint, Yale University Shogo Sakabe, LMU Munich
11:00 am	Break
11:15 am	Disaggregated Economic Accounts Asger L. Andersen, University of Copenhagen Emil Toft. Hansen, University of Copenhagen Kilian Huber, University of Chicago and NBER Niels Johannesen, University of Oxford Ludwig Straub, Harvard University and NBER
11:40 am	Asset Demand of US Households Xavier Gabaix, Harvard University and NBER Ralph S. J. Koijen, University of Chicago and NBER Federico Mainardi, University of Chicago Sangmin Oh, Columbia Business School Motohiro Yogo, Princeton University and NBER
12:05 pm	New Evidence on Consumption and Income Dynamics from a Consumer Payment Diary Shaun M. Gilyard, West Virginia University Scott Schuh, West Virginia University
12:30 pm	Lunch, Hunsaker Ballroom C
1:30 pm	Building Credit Histories Natalia Kovrijnykh, Arizona State University Igor Livshits, Federal Reserve Bank of Philadelphia Ariel Zetlin-Jones, Carnegie Mellon University
1:55 pm	Open Banking and Customer Data Sharing: Implications for FinTech Borrowers Rachel J. Nam, Goethe University Frankfurt
2:20 pm	Buy Now, Pay Later Credit: User Characteristics and Spending Patterns Marco Di Maggio, Harvard University and NBER Justin Katz, Harvard University Emily Williams, Harvard University
2:45 pm	Break
3:00 pm	Dynastic Home Equity Matteo Benetton, University of California, Berkeley Marianna Kudlyak, Federal Reserve Bank of San Francisco John A. Mondragon, Federal Reserve Bank of San Francisco
3:25 pm	Forbearance vs. Interest Rates: Tests of Liquidity and Strategic Default Triggers in a Randomized Debt Relief Experiment Deniz Aydin, Washington University in St. Louis
3:50 pm	Wrap up
4:00 pm	Adjourn

Participants

Manuel Adelino, Duke University and NBER
Stefania Albanesi, University of Miami and NBER
Asger L. Andersen, University of Copenhagen
Marco Angrisani, University of Southern California
Bronson Argyle, Brigham Young University
Deniz Aydin, Washington University in St. Louis
Scott R. Baker, Northwestern University and NBER
Itzhak Ben-David, The Ohio State University and NBER
Matteo Benetton, University of California, Berkeley
Ash Berg, SafeGraph
John Beshears, Harvard University and NBER
Nathan E. Blascak, Federal Reserve Bank of Philadelphia
Vicki Bogan, Duke University and NBER
John Y. Campbell, Harvard University and NBER
Anqi Chen, Center for Retirement Research
Long Chen, Luohan Academy
Jonathan Chin, Facteus
James J. Choi, Yale University and NBER
Souphala Chomsisengphet, Office of the Comptroller of the Currency
Karen Croxson, Competition and Markets Authority
Anthony A. DeFusco, University of Wisconsin-Madison and NBER
Marco Di Maggio, Harvard University and NBER
Jennifer L. Dlugosz, Federal Reserve Board
Karen Dynan, Harvard University
R. A. Farrokhnia, Columbia Graduate School of Business
Julia Fonseca, University of Illinois at Urbana-Champaign
Andreas Fuster, EPFL and Swiss Finance Institute
Xavier Gabaix, Harvard University and NBER
Shan Ge, New York University
Michael Gelman, Claremont McKenna College
Talia Gillis, Columbia University
Shaun M. Gilyard, West Virginia University
Anastasia Girshina, Stockholm School of Economics
Paul Goldsmith-Pinkham, Yale University and NBER
Francisco Gomes, London Business School
Daniel Goroff, Alfred P. Sloan Foundation
Daniel Grodzicki, Pennsylvania State University
Luigi Guiso, Einaudi Institute for Economics and Finance
Győző Gyöngyösi, Utrecht University
Michael Haliassos, Goethe University Frankfurt
Rawley Z. Heimer, Arizona State University
Sean Higgins, Northwestern University
Kilian Huber, University of Chicago and NBER
Angela A. Hung, Earnin
Robert Hunt, Federal Reserve Bank of Philadelphia
Erica Xuewei Jiang, University of Southern California
Niels Johannesen, University of Oxford
David Johnson, National Academies of Sciences, Engineering and Medicine
Ankit Kalda, Indiana University
Martin Kanz, The World Bank
Justin Katz, Harvard University

Olivia S. Kim, Harvard University
Kathy Kirkland, Facteus
Raymond Kluender, Harvard University
Ralph S. J. Koijen, University of Chicago and NBER
Natalia Kovrijnykh, Arizona State University
Marianna Kudlyak, Federal Reserve Bank of San Francisco
Lorenz Kueng, University of Lugano
Sheisha Kulkarni, University of Virginia
Cameron LaPoint, Yale University
Mattia Landoni, Federal Reserve Bank of Boston
Jackson Lautier, Bentley University
Igor Livshits, Federal Reserve Bank of Philadelphia
Lee Lockwood, University of Virginia and NBER
David C. Low, Consumer Financial Protection Bureau
Paolina C. Medina, University of Houston
Rachel J. Nam, Goethe University Frankfurt
Scott T. Nelson, University of Chicago
Pascal J. Noel, University of Chicago and NBER
Cormac O'Dea, Yale University and NBER
Sangmin Oh, Columbia Business School
Alvaro Ortiz, BBVA Research
Michaela Pagel, Washington University in St. Louis and NBER
Jonathan A. Parker, Massachusetts Institute of Technology and NBER
James M. Poterba, Massachusetts Institute of Technology
Wenlan Qian, National University of Singapore
Enrichetta Ravina, Federal Reserve Bank of Chicago
Andy Reed, Vanguard
Jonathan Reuter, Boston College and NBER
Claudia Sahm, Jain Family Institute
Shogo Sakabe, LMU Munich
Marco C. Sammon, Harvard University
Scott Schuh, West Virginia University
Paolo Sodini, Stockholm School of Economics
Ludwig Straub, Harvard University and NBER
Daniel M. Sullivan, JPMorgan Chase Institute
László Sándor, Consumer Financial Protection Bureau
Boris Vallee, Harvard University
Joseph S. Vavra, University of Chicago and NBER
Nathanaël Vellekoop, University of Toronto
Emil Verner, Massachusetts Institute of Technology and NBER
Emil Toft Vestergaard, University of Copenhagen
Jialan Wang, University of Illinois Urbana-Champaign and NBER
Emily Williams, Harvard University
Xiao Xu, Vanguard
Constantine Yannelis, University of Chicago and NBER
Motohiro Yogo, Princeton University and NBER
Stephen P. Zeldes, Columbia University and NBER
Ariel Zetlin-Jones, Carnegie Mellon University
Jinyuan Zhang, University of California, Los Angeles
Wilbert H. van der Klaauw, Federal Reserve Bank of New York