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Friday, December 13
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8:15 am
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Continental Breakfast
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8:45 am
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Welcome and Introductions
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9:00 am
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Subjective Income Expectations and Household Debt Choices
Francesco D’Acunto, Georgetown University
Michael Weber, University of Chicago and NBER
Xiao Yin, University College London
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9:30 am
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What Explains the Consumption Decisions of Low-Income Households?
Sasha Indarte, University of Pennsylvania
Raymond Kluender, Harvard University
Ulrike Malmendier, University of California, Berkeley and NBER
Michael Stepner, University of Toronto
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10:00 am
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Break
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10:15 am
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Panel on Open Banking
Moderator: Jialan Wang, University of Illinois Urbana-Champaign and NBER
Panelists:
Erin Allard, Prism Data
David Silberman, Financial Health Network
Guilherme Themes, Banco Central do Brasil
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11:15 am
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Break
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11:30 am
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The Welfare Benefits of Pay-As-You-Go Financing
Paul Gertler, University of California, Berkeley and NBER
Brett Green, Washington University in St Louis
Renping Li, Washington University in St Louis
David Sraer, University of California, Berkeley and NBER
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12:00 pm
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Intergenerational Mobility and Credit
J. Carter Braxton, University of Wisconsin - Madison
Nisha Chikhale, University of Delaware
Kyle F. Herkenhoff, University of Minnesota and NBER
Gordon M. Phillips, Dartmouth College and NBER
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12:30 pm
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Lunch - Skyline Room
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1:30 pm
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Earnings Instability
Peter Ganong, University of Chicago and NBER
Pascal J. Noel, University of Chicago and NBER
Christina Patterson, University of Chicago and NBER
Joseph S. Vavra, University of Chicago and NBER
Alex Weinberg, University of Chicago
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2:00 pm
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Expense Shocks Matter
Scott Fulford, Consumer Financial Protection Bureau
David C. Low, Consumer Financial Protection Bureau
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2:30 pm
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Break
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2:45 pm
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Algorithmic Pricing in Multifamily Rentals: Efficiency Gains or Price Coordination
Sophie Calder-Wang, University of Pennsylvania
Gi Heung Kim, University of Pennsylvania
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3:15 pm
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Language Frictions in Consumer Credit
Chao Liu, Chinese University of Hong Kong
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3:45 pm
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Break
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4:00 pm
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Sticky Deposits, not Depositors
Bronson Argyle, Brigham Young University
Benjamin Iverson, Brigham Young University
Jason D. Kotter, Brigham Young University
Taylor D. Nadauld, Brigham Young University
Christopher Palmer, Massachusetts Institute of Technology and NBER
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4:30 pm
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Closing Remarks
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4:40 pm
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Adjourn
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