Saturday, December 16
9:00 am
Coffee and Tea
9:30 am

Can Cashless Payments Spur Economic Growth?

Amiyatosh Purnanandam, University of Michigan
Tamanna Singh Dubey, University of Michigan

Discussant:
Viral V. Acharya, New York University and NBER
10:30 am

Beyond the Bureau: Loan Screening and Monitoring under Open Banking

Kumar Rishabh, HEC Lausanne

Discussant:
Amit Seru, Stanford University and NBER
11:30 am
Break
12:00 pm

Impact of the GST on Corporate Tax Evasion: Evidence from Indian Tax Records

Sumit Agarwal, National University of Singapore
Shashwat Alok, Indian School of Business
Shiv Dixit, Indian School of Business
Tejaswi Velayudhan, University of Michigan

Discussant:
James M. Poterba, Massachusetts Institute of Technology
1:00 pm
Lunch
2:00 pm

The Moneylender as Middleman: Formal Credit Supply and Informal Loans in Rural India

Vaishnavi Surendra, Precision Development (PxD)

Discussant:
Anusha Chari, University of North Carolina at Chapel Hill and NBER
3:00 pm

Bank Expansion, Firm Dynamics, and Structural Transformation: Evidence from India’s Policy Experiment

Marshall Mo, Stanford University
Dian Jiao, Columbia University

Discussant:
Luigi Zingales, University of Chicago and NBER
4:00 pm
Break
4:30 pm
Panel Discussion: How Digital Payments are Driving Financial Inclusion
Chair: Karen Mills, Harvard Business School and NBER
Panelists: Sharath Bulusu, Google
Gopalaraman Padmanabhan, Axis Bank (formerly Reserve Bank of India)
Chetna Sinha, Mann Deshi Mahila Sahkari Bank
6:30 pm
Dinner
Sunday, December 17
8:30 am
Coffee and Tea
9:00 am

Mobile Money, Interoperability and Financial Inclusion

Nicola Limodio, Bocconi University
Markus K. Brunnermeier, Princeton University and NBER
Lorenzo Spadavecchia, Bocconi University

Discussant:
Per Stromberg, Stockholm School of Economics
10:00 am

Disentangling the Effects of Financial Inclusion on Household Well-Being (slides)

Nandini Gupta, Indiana University
Ashish K. Sedai, University of Texas at Arlington

Discussant:
Tarun Ramadorai, Imperial College London
11:00 am
Break
11:30 am

Information Frictions and Take-up of Government Credit Programs

Apoorv Gupta, Dartmouth College
Jacopo Ponticelli, Northwestern University and NBER
Andrea Tesei, Queen Mary University of London

Discussant:
Raghuram Rajan, University of Chicago and NBER
12:30 pm
Lunch
1:30 pm

Using Lotteries to Attract Deposits

Paul Gertler, University of California, Berkeley and NBER
Sean Higgins, Northwestern University
Aisling Scott, University of California at Berkeley
Enrique Seira, Michigan State University

Discussant:
Shilpa Aggarwal, Indian School of Business
2:30 pm

Equilibrium Effects of ``Financial Affirmative Action'': Evidence from India

Subrata Kumar Ritadhi, Ashoka University
Muhammad Yasir Khan, University of Pittsburgh

Discussant:
Rohini Pande, Yale University and NBER
3:30 pm
Adjourn